by Hope
This next month is going to fly by. I have enough work to pay January’s bills which gives me some breathing room to chase new ongoing work. Last December I was struggling on every level, every plan I had for 2023 had been quashed the by sudden end of my 5 year relationship and engagement, not to mention the ongoing job debacle. But it was really my personal life that threw 2023 for a loop. I did not start the new year in a good headspace at all.
And it has been a rough climb out of that all year. But I’m back.
My heart is mostly healed. I have reconnected some very special people from my high school years which has been very empowering. And I have grown accustomed to the new reality of being a mostly empty nester.
The world, this new year is all mine. So I will be using December to make plans and lists and setting goals for 2024.
Goals by Week
I have decided the best way to keep me on track is to make a list of weekly goals and post it here. This way, the BAD community can keep me accountable. I know you all will be excellent at that. Last week, I made a list of things I needed to or wanted to get done before Christmas.

Then I added all of them to my Task List that syncs with my calendar. I won’t bog down this post with everything, but the finance/work related tasks, here they are. (Let me know if I’ve missed anything.)
Week 1 – December 3
- Create a $2,500 budget
- List/re-list sellable items that might do better during this Christmas season (jewelry, old computer, etc.)
- Research selling digital products online, make a list of steps and related resources
Week 2 – December 10
- Create a master list from the business cards I have collected over the last couple of months
- Create one digital product using Canva based on research done in Week 1
- Do initial digital review of 6 from the list created in #1 this week and compose somewhat standardize communication to send them
Week 3 – December 17
- Set up digital product (Step #2 previous week) to sell – Stripe, Printify, Etsy, landing page, etc? (These are not affiliate links, just tools I am exploring.)
- Do initial digital review of 6 more from the list created in #1 previous week and compose somewhat standardize communication to send them
Note: Short week since the kids start arriving on December 21st so don’t want to over commit.
Week 4 – December 24
- Create marketing plan for my new digital product and schedule it to begin in the new year.
- Create second digital product? Maybe.
- Do initial digital review of 6 more from the list created in #1 during the second week and compose somewhat standardize communication to send them
Note: Another short week since the kids will be in town until December 27th so don’t want to over commit.
Week 5 – December 31
- Kick off marketing of my digital product #1.
- Kick off initial contacts to my list of small businesses I’ve been working on.
Ongoing Work
Throughout all of this, I will continue to apply for local work and apply to corporate jobs with the different revisions to my resume that I’ve been working on. These goals are outside of those ongoing tasks that I work on pretty much daily in one form or another.

Hope is a resourceful, solutions-driven online business manager with over two decades of experience helping clients streamline operations, manage projects, and grow their businesses through digital marketing and technology.
But life has a way of rewriting your plans.
A year ago, Hope made the decision to move in with her aging parents full time – a season she wouldn’t trade, even as it came with its own financial and emotional weight. Earlier this year, she lost her mother, and is now walking the tender, disorienting path of grief while learning what “forward” looks like from here.
Hope came to the Blogging Away Debt community in 2015 as a single mom raising five foster and adoptive children. She’s written through job changes, financial setbacks, and the bittersweet transition to an empty nest. Her kids are finding their footing in the world now – and so is she.
Rooted in faith and fueled by the same perseverance she’s brought to every hard season, Hope is ready to face her finances with fresh eyes and an honest pen. She believes that clarity, courage, and community can change the trajectory of anyone’s story including her own.
She lives in Austin, TX with her dad, loves adventures with her dog Addie, and is figuring out, one step at a time, what this next chapter is meant to be.

Hi Hope,
Here’s my two cents coming from you as a small business owner that sells clothes online and in person. We cannot afford to hire out work currently. We’re all just barely surviving too. We’ve all learned how to market our own items, use Canva, use all the tools you have been listing. There a ton of Youtube videos doing step by step, creating our own artwork etc. I think maybe you’re not getting new work because the work you do has outgrown you. I don’t know if that is coming across correctly and I do not mean that as a mean comment. I think maybe making a Youtube channel yourself, teaching others what you do, creating content, etc may be better for you since you cannot currently find anything. Youtube actually pays quite well once you have a following.
Hi Tebble,
I get what you are saying completely. In fact, I’ve had the same thought myself. Although my skillset tends to be more technical, the competition especially from international teams has become fierce and I can’t beat their prices. While I’ve maintained and grown my skillset through the years, it is a tough market, especially with all the layoffs. I keep seeing more and more on YouTube payouts. I will check it out, thank you.
If you have any holiday decor you are willing to part with, that stuff sells really well in my area right now. Especially outdoor decorations. Also any exercise type equipment or organization type materials into the new year as people make resolutions. I’ve sold many items on FB Marketplace and it really adds up! Even those small items for just a couple bucks – make it a game and see how much you can earn by January 1st!
We purged our Christmas deco last year so nothing extra anymore, but that’s a great suggestion.
I’m glad to see make a budget on your list! Will the digital product be a good return on your time do you think? I still think a part time retail job would be good for you. Just temporarily, until you get out of this hole.
To be honest, I don’t know. But it’s been whirling around in my head for a while. So since I have some time on my hands, now the time to see if I can make a go of it until something else comes along.
I like your list, Hope. I love crossing things off lists! 20 full days to race yourself before your kids show up!!
Me too! And lists keep me from floundering so much with my thoughts racing.
I would love to see the budget once you make it, and see your process for making the budget.