:::: MENU ::::

Browsing posts in: Home Ownership

Buying & Selling Houses

by

For someone who has had zero experience with real estate in the past, I’m sure getting pretty familiar with the buying and selling of homes now!

We have officially hired a realtor to sell my Dad’s Texas house (I orchestrated the sale of his Utah house over summer; it closed in mid-August). It needs some make-ready stuff so it’s not on the market yet, but should be within 2 weeks’ time. All the necessary work has been outsourced and is scheduled. Fingers crossed, we hope to net nearly $200,000 from the sale of this property.  I met with a financial advisor over Labor Day weekend while I was in Austin, but I wasn’t crazy about the person. He also does insurance and kept pressuring me to do an annuity and seemed a bit shady when I asked about fees, etc. Luckily, it was a free consultation so no money lost, I’m just out the time it took to meet with the guy (which was 2 freaking hours!!! and i literally had to get up and walk out because I had another meeting but the guy was STILL talking).

Any suggestions on ways to find trustworthy financial advisors? I had found this guy through Dave Ramsey’s site (he was listed as an ELP, even though the things he was telling me definitely do NOT align with Ramsey’s views).

Meanwhile, we’re also on the brink of buying our first home! Eeek! I’ve had quite a few suggestions to hold off for the time being (see this post) but I think we’re already too emotionally invested in it at this point. We found a house at the end of August and put in an offer over the Labor Day weekend. It took a couple weeks for negotiations (the “owner” is actually a company that does flips and – it seems – is not as eager as a physical occupant might be to sell the place. We went back-and-forth a few times, but it was at least 2-3 days to hear back after each offer/counter-offer). After negotiations our offer was accepted and now we wait for the inspection. My mom (a real estate broker) has warned me to stay guarded until we get a report back because, of course, it could be a game-changer. The house is 30 years old, so there’s that. If all goes well we could be moving in early October! Woohoo!!!   Oh – Also (!!!) – the monthly payment is actually going to be smaller than we’d originally planned. Even with the taxes included in escrow on a 15-year fixed mortgage it looks like the payment will save us probably $200/month off our current rental rate.  I’m trying to temper myself and not get too excited (since things could still fall through), but it’s tough!!! I’m already envisioning furniture placement, etc.

Aside from real estate stuff, this weekend is going to be jam-packed! We’ve got a playdate at the local (free!) splash pad on Saturday morning (probably our last hurrah of the summer), then “Parents’ Night Out” (a free kids’ care program offered by our preschool so parents can have a date night. They do 2 per year and its such a nice perk – and totally free!!!). Sunday I’ve got a long run planned in the morning (have I mentioned I registered for another half-marathon?  My third total, but second since I’ve been blogging here.) The half-marathon is in December but my training plan started a couple weeks ago and Sundays are my long run days. Then Sunday afternoon we’ve got a kids’ birthday party for the girls to attend. Lots of fun and mostly free events. Now I just can’t wait until it truly feels like fall weather here – it’s still hot as blazes in Tucson! Bring on the cooler temps!!!

Hope your weekends are hoppin’! : )

 


Holy Crap – ANOTHER Raise!?!?!

by

Guys. I can’t even. Pinch me, because I don’t even believe it.

I got another raise!!!!

Well…..kinda.

You know how I work 2 jobs (a full-time one + a part-time one)? Well, I just got my contract in from my part-time job and something that has literally NEVER happened before occurred. Without even being notified/informed/asked, one of my classes was large enough that apparently they opened a second section. To be fair, this has happened once before, but I was asked about it ahead of time. I think this time it just slipped past because my boss is on maternity leave so either she approved it knowing I would say yes or someone else may have dropped the ball in asking (at this institution I teach the same 2 classes every semester and they are considered to be “mine” in ownership of intellectual property, materials, etc. So if a class is full, they ask me if they can add students. If there’s enough demand, they ask if I’d be willing to teach another section, etc.). Here’s the thing – I totally wasn’t even expecting it! I was caught completely off guard!

I immediately logged into my instructor dashboard to check the enrollment status and verify whether this could possibly be true. Yep. Section #1 is maxed out (30 students) and Section #2 currently has 20 students (max is 30, but 20 is still in the “safe” range. I only worry about sections being cancelled due to low enrollment if we’re down in the 10 or less number of students).

So here’s the good and the bad.

The good is that even though this is just a second section of one of my existing courses (meaning no additional prep and the courses are merged in the LMS so it’s really, truly like teaching one big class), I get paid like it’s an entirely new course!!! Yep! I was only getting paid for 2 classes previously and now I’m getting paid for 3!! AHHHH!!!

The bad news is that the class is writing intensive. So although there’s no additional prep-work and it’s easy in terms of the day-to-day stuff (e.g., emails, announcements, etc.), it’s going to be SIGNIFICANTLY more time invested in grading. Gah! What am I going to do?! I’m strapped as it is!

Thankfully, at my full-time job I’m only teaching 1 new class this semester (I teach 3 classes total, but 2 of the 3 are repeat courses, which are always easier than teaching a class for the first time). Hopefully given the 2 repeats, it won’t be too much work to keep up with.

So now I’m teaching 3 classes at my full-time + 3 classes at my part-time. 6 classes total in one semester. I know adjuncts who have had to teach more as a way to make ends meet, but for those not familiar with academia, that’s a boat load of classes in a single semester! Thankfully, 5 of the 6 are online classes. Another big sigh of relief, because there wouldn’t physically be enough hours in the day if I were needing to teach in-person, hold in-person office hours, etc.

But this is good news! I now have my contracts for BOTH of my jobs for the 2016-2017 academic year (at least kinda….my part-time job is semester-by-semester but I have a lengthy employment history with them at this point). PLUS, both of my contracts reflect a pay raise!!!

Time to get on with the house hunt! AHHHHH SO EXCITED!!!!!!!


Pages:12345678...64