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House Hunting….kinda

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Hi from sunny (and HOT) Madison, Wisconsin!!!

I’m here for my work conference and, unfortunately, brought the Tucson heat with me! Just last week the average temperatures were in the mid-80s. I arrived on Tuesday of this week and since I’ve been here it’s been in the high-90s/flirting with 100 degrees F plus muggy. Boo!!! Get it together, Madison! (I kid, I kid – it’s actually quite gorgeous aside from the heat + humidity).

Anyway, that’s neither here nor there. The REAL point of this post is about HOUSE HUNTING!!! AHHHHHHHH!!!!!! The time has finally arrived. It’s FINALLY arrived!!!!

Hubs and I had originally planned to start house hunting in early summer but had to push back the start of house-hunting a bit to finish adding to our house down payment fund. As a reminder, we’re planning to put down 20% so we can avoid any mortgage insurance. To do so, we wanted to save up $10,000 during the first half of this year (one of our 2016 goals, now done – yay!!!); we’ll add to that all the money from my money market account (roughly another $10,000…a little more at this point); and, finally, my mom is gifting us a sum of money that I haven’t disclosed.

We decided to start by shopping mortgage lenders. We’ve hired a realtor and got her recommendation, plus called around to all the local credit unions to ask about mortgage current rates (though none of them keep the loans in-house, they can still offer better deals than most big banks). Note, we haven’t actually hired a lender yet or processed any paperwork. At this point, we’ve just begun the process of shopping different lenders. We’re not letting anyone run our credit, etc., until we’ve decided on a lender, so we’re just comparing generalities (by giving our credit, an estimated loan amount, etc.)

I’m pretty sure we’ve found who we’re going to go with, but I’m still waiting to get my contract for the 2016-2017 academic year so we won’t actually start the paperwork process until I have that in hand to prove my continued income, etc.

Once that occurs, the hunt is ON!!! We’ve already been zeroing in on a couple of neighborhoods/areas that we like and I’m dying to actually get in some houses and look around. Can’t wait!!!

In other news – remember how I mentioned having a friend who lives in Madison (it was one of the reasons I was excited about coming here for my conference)? Well, I totally called it because she had her baby literally in the early morning hours on the day I arrived in town. I’m glad many of you advised me to really make the trip more about WORK than about socialization. I’ve been here 2 full days and have yet to see her. I was going to swing by her house this evening after the conference, but she had just gotten home from the hospital, is nursing a 3rd degree tear (in addition to her infant, har har), and just didn’t feel very well. No hurt feelings – I 100% understand. I should be able to go by tomorrow after the conference. Even if it’s just dropping off dinner and a baby gift, I’ll at least be able to say hi and meet the new baby for a couple minutes. I’m sure other parents can relate to the overwhelming craze that surrounds the first couple of days home from the hospital with one’s first child!!! Just sucks that the timing of the conference worked out like it did because I would’ve loved to spend more time together and take advantage of my kids-free nights! ; )

That being said, I’ve been ultra productive while I’ve been here. In between conference sessions I’ve done tons of grading. In the evenings I’ve been making lessons for my Fall classes, updating syllabi and course calendars, and getting final grades up from my summer classes (ahem, and writing this blog post). I still feel way behind (I think that’s my new normal, which is uncomfortable for someone who is always totally on top of their work), but I’m still treading water and doing better than I have most of the summer so it’s all good.

And, why don’t I just continue (since this post is total stream-of-consciousness at this point anyway. Let’s just go on with it, lol)…. my girls’ first day of preschool was today!!!! It still breaks my heart a little that I wasn’t there, but it’s helped that hubs sent lots of fun pictures of the girls all ready to go and full of smiles in their new classroom. I’m not going to lie though, it hurt when I FaceTimed with them this evening and they asked, “Why didn’t you get us from school, Mom?!” (tear). I’ll be home Friday afternoon in time to pick them up, so that will have to suffice. The GREAT news about the girls starting back to school is that it means I can go back to working full-time (thank god, given that I have both a full-time AND a part-time job. Whew! How have I done it all summer with only part-time care?!). When I return I have exactly 1 week before the Fall semester starts and it is literally jam-packed just about every minute of every day with meetings, To Do’s, workshops, etc. It’s insanity! I’m so very thankful to get some solid dedicated work-time in both this week (at least in the evenings after the conference) and next week (while the kids are in school – YAY!)

Sorry it’s been a hot minute since my last post! I’ll try to be better about it but, you know, life.

What’s one good thing happening in your world right now? When do kids go back to school in your area? Any must-do thing in Madison before I leave? I don’t have much time but could maybe squeeze in a restaurant or something???


Summer Childcare Update

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Hi guys! I hope your Monday is off to a good start!

Remember when I talked about our summer childcare plans? We ended up opting to hire a babysitter whose been coming to our house to watch the kids 3 days per week. I wanted to give a little update on how it’s gone.

First, in case you hadn’t noticed from our recent budget update, our childcare costs have been way down compared to the academic year! Part of this is because we’ve been out of town a bit and we only pay our babysitter when we need her, so we haven’t had to pay for chunks of time when we’ve been gone. The other reason, of course, is because we’ve only been using part-time care instead of full-time care. Overall, we’re paying more per hour, but less overall (since fewer hours, etc.)

I did have some concerns about the route we decided to go. First, I didn’t love that the kids were going to be stuck at home all day every day. Second, our babysitter doesn’t drive (she’s old enough, but just doesn’t have a license) and she lives a solid 45 minutes away, so arranging pick-ups and drop-offs has been really exhausting. Generally we meet her parents somewhere in the middle, but on the rare occasion we have to take her all the way home, we’re talking a solid 1.5 hours in the car for the round-trip. Far from ideal. And, finally, the time has been another big issue. Remember, I work a full-time job + a part-time job. So getting all my work done in 3 days/week (and nights while the kids are sleeping) was a big concern of mine.

Status Update…

I don’t regret our decision with the babysitter for this summer, but I don’t think we’ll do it again next year (or, if we do, we’ll probably do a mix of camps and babysitter). Most of the summer has been fine, but now that we’re nearing the start of the semester (5 weeks left!) I’ve been struggling with tension/stress headaches just about every day over the stress and anxiety of all that I’ve got to get done in such a short period of time. The struggle stress is real.

Also, I miss working at home badly! During the academic year I try to reserve one day per week to work at home. I tried to work from home with the babysitter exactly once and it was just not working. The kids are loud and make concentration difficult. Plus, when I’m home (even if I’m locked in my bedroom), they keep trying to come in and see what I’m doing, bang on the door, yell for me, etc. I also found myself coming out and helping a lot when I heard screaming/crying/fighting. Basically, I was not able to get much done. But we live a good 30-40 minutes from campus so when I physically go IN to work it’s a solid hour round-trip out of the day just for driving. Its a fast drive and doesn’t bother me during the academic year, but paying more per hour makes me realize the cost of that drive on a daily basis. And I’m just able to be more efficient when I’m home! I can start a load of laundry and meal-prep for dinner in-between emails and work stuff. It’s much harder to cram all that stuff into the nighttime hours (or on the babysitter’s off days while the kiddos are home with me).

Hubs has been stepping up, too. He’s stayed home a few days when I’ve had a meeting or something else that I’ve had to get to. But even so, I find that I’m rushing home to try to relieve him or whatever and I’m just not being as productive as I need to be.

This week, only, their school has a week-long camp. I signed them up but it’s only Mon-Fri from 8:30-12:00pm. The plan is to work from home this week (to eliminate the long drive to campus). When I pick them up, we’ll come home and eat lunch, then I lay them down for naps and (fingers crossed) get another couple hours of work done in the afternoon.

I was SO THRILLED to be taking them to camp this week! Like, I CANNOT WAIT for their school to open back up in Fall! Don’t get me wrong, I’ve loved having more time with them over the past couple months. But I’m sure other parents can relate to the feeling of being OVER summer (especially when its 10 million degrees, options for activities are limited, and I need to freaking WORK!). Here’s a picture I took (while at a stoplight – not moving!) of me taking the girls to camp this morning. To say I was excited is the understatement of the century, lol

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Oh, oh, oh!!!!

Also, we officially got my Dad’s Utah house on the market! It went live in the MLS on Thursday night. It’s had 7 showings since then and we got our first offer late last night. It was an over-list-price offer, but it’s not great because the couple is still “shopping lenders.” We don’t want to accept and tie the house up by going under-contract until we know for sure that the people’s financing will go through.

Our realtor is reaching out to the realtors of the other people who’ve looked at the house to get feedback and let them know there’s an offer on the table (in case others were on the verge and decide to put in an offer, too). We have until tomorrow afternoon to respond to the first offer so hopefully we can drum up a bidding war (though, being cautious of the fact that we don’t want to go too far above list price, as the appraisal might come in lower and ruin financing for anyone offering over-list). We’ll see what happens. Lots of moving parts. None of us siblings have sold real estate before (my bro & sis both own, but they’ve only bought once and have never sold), so it’s all new to us. Luckily, my mom is a real estate broker and although she and my father are divorced, she’s very sensitive to his health issues and has been more than willing to help navigate and guide us (the kids) through the process to make sure we’re taken care of and doing things properly. Our realtor has also been a dream to work with, so I feel lucky in that regard.

Anyway, gotta run and get some work done in the short time I have before I go back to pick up the girls from camp!

Have a great week! I’ll be back soon!