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How has February Gone?


Tomorrow I will announce a March challenge as we say goodbye to February. I don’t know about you, but this month has been much easier for me. I truly didn’t mind the Eat at Home challenge with the break I gave myself to get out of the house occasionally for lunch.

We ate at home every night. And I went to the coffee shop 1-2 times a week to work. It’s amazing the difference in my productivity when there versus in my home office. No distractions like dishes to clean, laundry to do or any other “house” chores distracting me.

How’s your eating out been this month? Did you join in the challenge? Or modify your norm at all?

And while it wasn’t supposed to a be a #nospendmonth for us, it really turned out to be. Between our normal busy schedules, the rain and the medical issues, we just didn’t go anywhere or do anything that would have cost us outside of our regular budget.

I have to travel several days this week for work. But next week (the first week of March,) I plan to really sit down and take a look at my finances. It’s time to pay off some more debt with my savings from January and February!

Looking forward to the last couple of months of this school year:

  • Princess will be playing with a rec volleyball league ($142 for the season, I mentioned it back in January) beginning next week in addition to her 4 high school classes and 2 college classes. She is going to keep me busy!
  • Sea Cadet is enjoying his new job and learning new auto skills (he’s working at a car wash/oil change place,) and looking froward to finishing his Advanced EMT studies in July.
  • History Buff is enjoying his new job at a big box home improvement store and working hard to stick to a budget. He learned a hard lesson this semester after not sticking to his budget last fall. He is very excited about his schooling and has chosen to pursue certifications in machine lathe and welding simultaneously. I am very proud of how hard he is working on his finances.

I’m excited about the new challenge for March. I hope you will join me. These monthly challenges are really helping me stay focused.





Would this be cheating?


I have to admit…No Spend January is wearing on me a little bit. I think the big thing is the dishwashing! I am really missing have a dishwasher right now. With all the cooking (and the fact that we’ve run out of paper plates,) cleaning the kitchen has felt a bit overwhelming.

So…would a meal out if I don’t spend any cash be cheating? See I have 4 “free” entree coupons to our local Chick Fil A (just opened this past fall in the next town over.)

Breakfast at Chick Fil A, cheating?

And over the past year or so, I have accumulated over 1195 points by using their app. And we can use these points to purchase things off their menu, no money needed!

I also have $20 still on that app to spend. (I know the date says January 20th, but this money has been there for months. We stopped going that direction when Gymnast stopped going to gymnastics back in October.)

My thoughts are that since tomorrow is MLK Day and the kids are out of school. I might invite them to all get out of bed early (you know how teenagers/young adults are) and join me for a breakfast out. It will be a great way to kick start the day, be some good family time and give me a break from kitchen duty.

So back to my question…would this be cheating as it relates to No Spend January?

I’m not sure when I’ve been so excited about a breakfast out…a meal out for that matter. But I will say, we have had some amazing meals as I’ve been really trying hard to spice up our menu these days with items we have on hand. Tonight Sea Cadet is going to try cooking an Asian inspired meal using regular pasta since we don’t have any Asian noodles on hand, it should be interesting.

One of the favorite new menu items so far was found on Facebook. I thought I would share.

Creamy Burrito Casserole


1 lb ground beef
1/2 onion, chopped
1 pepper chopped (I did 1/2 a red pepper and 1/2 a yellow)
1 package taco seasoning
6 large flour tortillas
1 can refried beans
2 -3 cups shredded taco cheese or cheddar cheese
1 can cream of mushroom soup
4 ounces sour cream


Brown beef, onion and peppers; drain.
Add taco seasoning and stir in refried beans.
Mix soup and sour cream in a separate bowl.
Spread 1/2 sour cream mixture in the bottom of a casserole dish.
Tear up 3 tortillas and spread over sour cream mixture.
Put 1/2 the meat bean mixture over that.
Add a layer of cheese.
Repeat the layers.
Sprinkle cheese over the top and bake, uncovered, at 350°F for 20-30 minutes.