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Live on less than 1/2 your income

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This is part I of my plan to be debt free by June, 2023 – Begin by living on on less than half of my income excluding debt payments. By summer, I’d like to cut that down to 1/3 or maybe even a 1/4 of my income. Here’s how I came up with this budget: […]


Closing out 2021

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Hello BAD Community and Welcome to 2022!! As much as I had hoped to start this year with a bang of debt payoff, I’ve still got some lingering and unexpected “leftovers” from the 2021. But my goal that I set this past fall has not changed…I want to be completely debt free by the time […]