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Retirement Planning Finally


I don’t know if the saying “better late than never” applies at this time. But I’ve taken a teeny tiny baby step toward formal retirement. I opened a ROTH IRA account with Charles Schwab and schedule small bi-monthly cash deposits from my every day checking account. (My primary focus is still on debt payoff so […]

Time for the Twins to Fly


The time is here and we couldn’t be more excited…the twins are moving out. Sea Cadet found an apartment in the newspaper, called about it, we went to visit and the twins discussed. Now their application is approved. And we will finalize a move in date today. We are looking at a day next week […]