It is officially the last day of No Spend January. We made it!!! And yes, I’m proud.
Other than the flat tire and replacement, we didn’t falter. In fact, I didn’t even spend my “exception” money…yet. I still have to register Princess for volleyball and get an oil change. But…
Exciting Things in February
We do have a few exciting things to look forward to this month:
- It’s Valentine’s Day! And my first Valentine’s Day in years and years where I am officially part of a couple. That’s new. I’ve been drawing and coloring for days to prepare a homemade gift that I will be mailing in pieces over the month. (How do you feel about the increase in stamps this month? I wouldn’t have noticed other than the long distance relationship I am in.)
- Gymnast is supposed to come for his first visit. (Still working out the details on this, but hopeful it will happened.)
- Princess is out of school for a week. (We don’t have any plans, but it will be a nice break.)
- Princess will start playing for a local rec volleyball league at the end of the month.
But most importantly, I will be reviewing my financial accounts which I have mostly ignored this past month to make some decisions on debt payoff. Yeah!
Just a reminder, my debt priorities right now are:
- Tax Debt
- Credit Card
- Car Loan
- Student Loan
My student loan is still in deferment and will be until May. So I have a little breathing room to pay off the other debts.
I am anxious to receive all my tax documentation and anticipate getting a refund. I am hoping that between my savings this month and the tax refund, I can get the bulk of debt #1, 2 and 3 paid off. That will feel amazing!
This is the year that things turn for us in a big way. I am ready for that change. I am motivated to make that change.
What about you? Has your excitement over the new year waned? Have your resolutions or goals petered out?