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Weekly Debt Update #19- Father’s Day Weekend and Disney Prep


Hope everyone is having a wonderful day.

This past weekend was Father’s Day, of course, so for all you fathers out there- here’s to you. Since my dad was down in Orlando visiting my nephew all weekend, we did not do any celebrating. After talking with my mom and brother, we’re holding off celebrating with my dad until the weekend of the 4th, since we all have the weekend off. However, just like for mother’s day where I celebrated GF being the “mother” of our dogs, she did some amazingly wonderful things for me. First, she made me breakfast, and then I got to spend most of the day doing what I wanted (spent playing guitar) while she worried about taking care of the chores. She made the dinner of my choice (her awesome homemade chili and a Greek salad) and then took us for a drive to a little, but fairly famous, road side stand for root beer floats. On the way back, we stopped at a beach and relaxed in the park. Here’s me on a child’s swing, lol:

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As for Disney prep- I appreciate all the amazing comments on last week’s post. We now have some ideas for what we are going to do for food on our way back. Chances are at this point, we’ll find a grocery store outside of Disney and grab some items to pack in our cooler on the way back. Like I said before, GF has begun picking up non-perishables for the ride down. The way she coupons and shops, I don’t see a problem having enough non-perishable foods for both the way down and the way back up. We also started doing a “hardcore” cleaning of our house. The house never gets really dirty, but we don’t clean into the nooks and crannies too often. GF and I agree that there’s no better feeling after vacation than coming home to a super clean house. This way we won’t have to worry about doing much in the ways of chores when we get back. If there’s one thing about Disney, with the amount of walking and the lack of sleep, you could use a vacation after, so to speak, lol.  We started doing the cleaning last night and we’ll move room to room until we leave in a couple of weeks.

For the last week of debt payoff, here’s the numbers:

Loan NameInterest RateOriginal Balance- May '09Current BalanceTotal Paid OffPaid Since Last Week
Sallie Mae 015.25$27,837.24$23,838.59$3,998.65$57.94
Sallie Mae 024.75$22,197.02$18,702.35$3,494.67$48.15
Sallie Mae 037.75$20,692.10$0.00
Sallie Mae 045.75$10,350.18$5,925.89$4,424.29$345.74
Sallie Mae 055.25$6,096.03$0.00$6,096.03$0.00
Sallie Mae 06 and 074.75$6,415.09$0.00$6,415.09$0.00
Sallie Mae- DOE 015.25$5,000.00$0.00$5,000.00$0.00
Sallie Mae- DOE 025.25$3,000.00$0.00$3,000.00$0.00


  • Reply SCMelvin |

    A wonderful thing about Florida is a grocery store called Publix. You can get all kinds of fresh food there for your trip back. Their deli is amazing and they also have in-store made fruit salads and green salads in the produce department.

    Have a wonderful time on your trip! You will come back to a clean house, feeling indulged by your vacation, and ready to go hard at your debt payoff again.


    • Reply Matt |

      Yes! I have family down there that love Publix- it’s no Wegman’s, of course, but it’s still pretty awesome.

      Thanks, I just know after the vacation, I’ll come back refreshed and ready to eliminate the rest of my debt!

  • Reply Den |

    Love all your preparations for your upcoming trip!

    One additional suggestion is to have a dinner ready in your freezer for your first night home from Disney – or even two if you can swing it. I never want to go grocery shopping on my first day home so I try and freeze some spaghetti sauce for our first meal home.

    I also try and have a few frozen lunches (pre-made like Lean Cuisine, etc) ready for the first few days back to work. They are not the cheapest or healthiest, but they beat going out for lunch because you don’t have any fresh lunch items at home. And if GF coupons, she can probably pick up a couple for a few dollars.

    Congrats on Loan #4 having a balance under $6,000!

    Have a wonderful trip!

    • Reply Matt |

      Thanks Den!

      GF LOVED your comment about freezing dinner for our nights back from Disney. I think her plan right now is to make a big batch of homemade soup or chili and freeze most of it so it will last a few days when we get back. And if we have enough, I might even be able to take some to work with me too.

  • Reply Sue |

    You are doing so well – Sallie Mae #4 will be gone in no time!!!

    I think Den had a wonderful idea about having meals ready for when you get home – we ended up eating out because there was no food in the house – brilliant idea!!!!

  • Reply Camille |

    I just randomly happened upon this post and realized that your have the same amount of college debt as I do (actually, mine is almost 180K) and it is crazy to see that you feel you will actually pay it off. and by 2016 nonetheless. If you manage to do this you will be God’s prophet to the rest of us millenials. As for me, I think I’m going to ditch America and set up shop in Australia as some point. Either that or marry strategically. -just saying-

    • Reply Matt |

      Camille- here’s the thing- I don’t feel that I will pay it off, I KNOW I will pay it off. By 2016? Maybe. I’m pushing hard for it to happen for sure.

      At my highest balance, I had 126K of non-mortgage debt. This included a small car loan, but it’s not terribly far from the 180K that you have. I’ve been able to do with a little patience and a #$%^ load of discipline. Of course, I also make an above average salary of $60,000. I don’t know anything about you, but I know there’s plenty of people out there with similar debt loads that can start chipping away at the total with the right amount of budget cuts and financial discipline- no superpowers or miracles needed, lol.

So, what do you think ?