I paid a few more minimum payments on my credit cards yesterday, so that brings my credit card debt total to $26,664. There will be a bigger update by the end of the month, because I made an important decision yesterday.
I have been setting money aside for some home repair and I haven’t been having much luck in getting someone to do it. I am going to dip a little bit into that fund and pay off Credit Card #6. CC#6 was the one that was charging me finance charges and I didn’t catch it for a while because I wasn’t paying enough attention to my statements.
Since the terms that ended up being with the card were different then the sales lady told me, I was feeling pretty tricked. To add to that, I received new terms of agreement for that card. The change was not good.
I’ve thought it over, and I feel like I am holding a ticking time bomb with that credit card. I’m worried it is going to explode even more finance charges on me. I do not like this feeling, and I’ve never felt it before with any of my cards. I just want it to go away, and the only way to do that is to pay it off. I have the money, although some of it is for something else. I just feel so strongly about getting rid of that card that I’m willing to put off our home repair for a while longer.
Sometimes, I think you just have to follow what your gut is telling you. And my gut is telling me that CC#6 is bad news.