So in addition to my debt, the other key factor on this journey is my monthly budget…
|Guitar||150||Total Business Costs||260|
|Busch Gardens||65||Car Expenses||300|
|Tae Kwon Do||Kids School||175|
|Total Personal||3076||Total Variance||635|
*Where there is no amount on that line item means that I have bartered services for these services. I do work in exchange. I started this four years ago and have since tried to find bartered situations as often as possible, especially for kid activities as they tend to add up quickly.
My required debt payments look like this:
|Line of Credit||218|
|Total Debt Payment||1211|
*You’ll notice that not all my debt is listed here. Several of my debtors, for the moment do not require a minimum payments.
So to save you from doing the math, this is what I am currently looking at on a monthly basis:
|Total Business Costs||260|
|Total Debt Payment||1319|
|Total Monthly Costs||5390|
The sorrow and joys of this roller-coaster overwhelm her at times, but she is committed to this course.
Hope plans to dig out of debt using any resource possible including her small business EPOH, her blog and any other resource that comes to mind!