So in addition to my debt, the other key factor on this journey is my monthly budget…
|Guitar||150||Total Business Costs||260|
|Busch Gardens||65||Car Expenses||300|
|Tae Kwon Do||Kids School||175|
|Total Personal||3076||Total Variance||635|
*Where there is no amount on that line item means that I have bartered services for these services. I do work in exchange. I started this four years ago and have since tried to find bartered situations as often as possible, especially for kid activities as they tend to add up quickly.
My required debt payments look like this:
|Line of Credit||218|
|Total Debt Payment||1211|
*You’ll notice that not all my debt is listed here. Several of my debtors, for the moment do not require a minimum payments.
So to save you from doing the math, this is what I am currently looking at on a monthly basis:
|Total Business Costs||260|
|Total Debt Payment||1319|
|Total Monthly Costs||5390|
Hope is a digital marketing manager and foster/adoptive single mom to five kids. She has run her own consulting company for over 15 years and took a leap of faith returning to the corporate world in 2021 to a job and team she loves! Hope began sharing her journey with the BAD community in the Spring of 2015 and feels like she has finally mastered the balance between family first and wise financial decisions.