:::: MENU ::::
Posts tagged with: wallet

Out of the In Crowd for Way Too Long…

by

Hubby and I don’t get out much. We stay at home rather than dine out, and on the rare occasions we do go out to dinner, it’s nowhere near the downtown San Diego club scene where a beer will cost you upwards of $15.

My husband’s friend is leaving to do government contract work in the Middle East and will be gone for more than a year. She wanted all of us to get together at a club downtown for her one last hurrah before boarding her international flight. She purchased three booths at a club downtown and was footing the bill for the pricey food.

Hubby and I made the trek downtown and waited in line at the club entrance. The ever so serious bouncer looked down at me and demanded, ‘ID?’

I pulled out my wallet and tried to get my ID out.

Tried.

If it were possible for my ID to rust from non-use, it would have.

I yanked and yanked, the line of inpatient club goers behind me staring me down, my ‘coolness’ factor dropping faster than the Dow Jones in 2008. Finally, hubby took my wallet, and after a good fight with it, my reluctant ID came out.

‘Sorry. I don’t get out much. I’ve got a kid.. and lots of debt.’ I said with an apologetic smile to the doorman.

The gruff bouncer slid me a sideways grin. ‘I feel you. Why do you think I’m here? Have a good time’ and put back on his ‘mean’ face for the next person in line.

I smiled the rest of the night. I’m not the only one struggling.

There are lots of us out there.



New Wallet Theft Trend

by

Your purse or wallet gets stolen. You know what to do. Cancel all your cards immediately, file a police report, put a freeze on your credit, and move on with your life.

But what do you do when you don’t know your purse was stolen?

Huh?

My mother and sister left their purses in the car last week while they took a walk along the beach. They returned, the car was as it was when they left, and the purses were still sitting under the seats. At their next stop, my mother pulled out her wallet and noticed it was buttoned shut – something she never does. Finding the situation odd, she checked the rest of her wallet and noticed one credit card was gone. Confused, she asked my sister to carefully look through her wallet. As with my mother, everything was perfectly in its place – but one credit card was missing.

Had the wallet been left unbuttoned, she, nor my sister, would have noticed the missing credit cards and wouldn’t have known to report them stolen.

Welcome to the new trend in ID/credit theft.

Thieves steal ONE card and leave everything else. Rather than have minutes to hours before cardholders cancel the card, thieves have days, even up to WEEKS, to use the card without you noticing. In this case, the thief only had enough time to use one of the two stolen cards before my mother and sister cancelled them. Had he or she left the wallet unbuttoned, there would have been loads of time to use both.

So what can you do?

First, NEVER leave your purse or wallet in the car. Some of you are saying, ‘Duh!’ while rolling your eyes, but I know there are a good number of you who do this regularly – my husband and many of my friends included.

Second, try to never leave your purse or wallet unattended. Make sure it’s locked up at work and if you have guests over to your home, put purses and wallets in a secure location. It seems silly, but sadly, it’s something we have to do.

Third, don’t carry cards you don’t use. I know it’s tempting to carry all 17 credit cards ‘just in case’, but if you use credit cards, limit yourself to one or two and place them in a location you can see every time you open your wallet.

Fourth, pay attention. If something feels off, double check to make sure everything is there. Don’t shake off a feeling. I’m glad my mom didn’t.


Public Transit Love Affair Ends…

by

Last month, my husband had a serious talk with me about my public transit use. As a frequent user of public transit, I follow a very strict set of rules when travelling. I don’t talk to others, I don’t carry or wear anything expensive, and I avoid eye contact with everyone except the driver. This system has worked well for me for years and I can honestly say I have enjoyed zoning out for two hours each day. Unfortunately, things have changed. A new, unwelcome group of riders have started travelling my route. I wrote about a problem a few months ago where I had to call transit security but… there have been more problems since. Some not as bad – some worse.

I like to think that, for the most part, I can take care of myself. I’m acutely aware of my surroundings. I carry a cell phone and a can of mace. And I’m a pretty mean fighter thanks to the several years I spent in training after college as a self-confidence booster.

But each passing week, I feel less strong and more vulnerable with the changing crowd.

I thought it was just me but each time I’d share an incident with my husband, I could see he was uncomfortable. One night, he came home from school and said, “You aren’t taking public transit anymore.” On his ride home, a man had pulled down his pants and started urinating everywhere.

Really? That’s what set him over the edge? I didn’t have the heart to tell him I’ve seen men do the same thing multiple times before and… I’m kinda used to it.

I put up a half hearted fight about how driving was expensive and how driving a vehicle on a Southern California freeway was just as dangerous as riding public transit but he said, “I’d rather have you die in a fiery car wreck than from a stab wound!”

How romantic?

So, I drive to work now. My husband may be breathing easier but thanks to my car emissions – the environment, my wallet, and future generations won’t be. Forgive me.

I’d like to think I’ll go back to my love affair with public transit…

But I guess we’ll have to see.