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Useful Tips for Creating a Moving Budget


Whether you’re moving across town or to a different city, creating a moving budget is essential for a smooth and stress-free relocation process. Here are some tips for creating an effective moving budget that suits your needs.

Determine Your Moving Distance

The distance of your move plays a significant role in estimating your moving expenses. According to House Method, 32.5% of all people who moved in 2021 did so for work, and if you’re in that position, you probably are on a tight deadline, so you or your partner can start their new job. Account for the distance between your current and new location, which can impact transportation costs. Long-distance moves typically require hiring professional movers, while local moves may allow for more DIY options.

Evaluate Your Moving Inventory

You need to know how much stuff you’ll be moving. Take inventory of all your belongings so you can visualize how much you have to move. This step will help you decide whether to downsize or remove any items before the move. Reducing your load can significantly cut down on packing materials and transportation costs. Also, consider selling or donating items you no longer need to save money and make moving more efficient. When making these decisions, look into the lifespan of things in your home. For example, a wooden fence will last about 20 years.

Research Moving Companies

If you decide to hire professional movers, it’s crucial to research different companies and obtain multiple quotes. Compare prices, services, and customer reviews to ensure you choose a reliable and affordable option. Factor in additional costs such as packing services, insurance, and any extra fees.

Plan Your Packing Strategy

Creating a packing strategy will save time, money, and stress. Start by gathering packing supplies like boxes, tape, and bubble wrap. Consider utilizing free or recycled materials to reduce costs. Pack systematically, labeling each box with its contents and the room it belongs to, making unpacking easier at your new home.

Calculate Transportation Costs

Transportation costs include fuel expenses, vehicle rentals, or hiring a moving truck. Estimate the distance you’ll be traveling, the size of the truck you’ll need, and the fuel cost. Remember to factor in tolls and/or parking fees if applicable. Doing the move yourself may also require additional costs for meals and accommodations and could take longer than if you use a moving company. Research different transportation options and choose the one that best fits your budget and logistical needs.

Consider Additional Expenses

Besides the basics, consider any additional expenses specific to your move. This could include storage fees if you need to temporarily store your belongings, pet transportation costs, or utility setup fees at your new residence, but you should also factor in any costs you may incur on your current property. It’s worth considering any potential repairs or replacements you might need for your new home. For instance, according to Roofers Guild, roofing ranks 16th in the construction industry market size and 196th in the United States. Whoever buys your new home may want you to fix things like your roof, so it’s essential to account for any potential unexpected costs to avoid financial strain during or after the move.

Track and Adjust Your Budget

Throughout the moving process, keep track of your expenses and compare them to your initial budget. If you notice any significant deviations, make adjustments as necessary. By monitoring your spending, you can make informed decisions and avoid overspending. Staying organized will help you stay on track financially. Use budgeting tools or spreadsheets to track your expenses and ensure enough funds are allocated for each aspect of your move.

Creating a moving budget requires careful planning and considering various factors. Remember, the more thorough your budget, the smoother and less stressful your relocation experience.

Progress on Eating Out, Plus a Health Update


It’s been a couple of weeks since I’ve been able to pop in and provide everyone with an update. We’ve been making some progress on things and are really happy to see results in trimming back our eating out. Here’s what’s new…

Less Eating Out For Our Family

Our family has actually been doing really well with not eating out recently. We haven’t cut it out completely, but we’ve managed to trim our $1,000/month habit down to $300 in just one month. We are taking the $700 in savings and tossing it at our debts (IRS first).

Next month, the goal is to get that figure down to $150 total for eating out during the month. Right now, with how our lifestyle is, that is a good goal for us. With us both working from home and having our little one home full-time, eating out will still happen occasionally because we are tired. However, the savings we’ve seen has been extremely motivating. We haven’t wanted to eat out as much and leftovers started to taste better when we realized how much money we were actually saving.

Despite cutting back on eating out, my health still hasn’t been the greatest. In fact, it’s felt like one thing after another recently.

Latest Health Update

I am scheduled for a heart monitor to be placed for the long weekend tomorrow. I’m hoping this provides us with some answers as to what’s been going on. I’m still dealing with heart palpitations just about every day, sometimes multiple times a day.

On top of that, I’ve become increasingly aware of several other issues. Tinnitus in my ears when I bend over (which I do a ton with a child under the age of two in the house), nausea every day, dizziness, headaches, chronic back/pelvic pain, and just general fatigue. It has been exhausting. So, I’m hopeful that the heart monitor can help address what’s going on. Either way, there will likely be a number of doctor’s appointments in my future still.

The silver lining here is that I’m able to take care of this. A few years ago, we wouldn’t have been able to handle any of these expenses (though it’s still stressful now). I have insurance. Plus, everyone else in my family is very healthy. All of these things are blessings, even when I’m feeling awful.

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