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Posts tagged with: shelf cooking

No Spend Week

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This week, I have officially declared a No Spend Week!

I get paid on Friday and, although it’s a 3-paycheck month (woohoo!!!), I’m really trying to tighten the purse-strings, in general. Also, the recent A/C outage made it painfully clear how close to the edge we’re living in terms of our finances and I am really craving the financial security of having a little Emergency Fund.

I just got back into town after being gone at a work conference. Luckily, all my major expenses were paid by work (lodging, transportation, conference fees, and breakfast/lunch were provided by the conference). But I still had to pay for my own dinners for 3 nights in a row and though I kept my spending pretty minimal, I was really hoping/trying to cut my eating out budget this month. Being gone and forced to eat out for 3 nights (plus airport lunches during travel days) puts a wrench in that whole plan.

Thus…..the impetus for a No Spend Week.

No Spend Week Rules

I am allowed to spend money to pay for our normal bills (e.g., electricity, water, etc).

I am also allowed to spend money to pay for our scheduled debts (e.g., our due dates are this week for the IRS, 1 credit card, and Navient).

I am allowed to spend money for required transportation-related expenses (e.g., I’m almost out of gasoline and will need to refill before the week is up).

I am NOT allowed to spend money on anything else. Period.

That’s easier said than done. Especially given that I’ve been out of town for 4 days now, and we could desperately use a trip to the grocery store. Even so, we have a lot of food in our pantry and freezer and I know that if I get creative I can piece together some yummy meals for the family.

Looking Ahead

This month is projected to be pretty good on the financial front. Not only have we gotten some of our spending in check, but we should even be able to save up a decent amount for an EF. The third paycheck certainly helps, too, but I’ve got specific plans for it.

I put together a budget for the immediate future/moving forward. I know it’s desperately overdue. But I’ll leave you in suspense for another day (or two) and just tell you to check back. It will be up soon!

~Ashley


No Spend Week

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Hi friends! I hope everyone’s weekends are going well!

Imagine my excitement (hint: sarcasm) when I logged into my email and got this lovely little notification.

(it reads: Account Alert: Balance Below $25)

Low balance!?

What the heck???

Apparently, I had a couple auto-payments go through that I’d forgotten about and/or at different amounts than I’d expected (e.g., Navient has raised my monthly payments < more fun phone calls have ensued; I’ll write about it soon).

I get paid on Friday – thank goodness! This is a 3-paycheck month, Wahoo!!!! – but I’m on operation SPEND ZERO DOLLARS until then.

I’ve decided to officially make this a No Spend Week, even though it wasn’t planned or expected. And even though we don’t have a ton of food on hand already. I do have some stuff from my mid-week produce trip last week. And we still have a fair amount of meat in our freezer. But I’m going to have to get creative to make it all work. It’s not going to be easy – not like I’d just freshly grocery shopped and have a fridge and pantry overflowing with food or anything.

My one caveat is that I have $13 in my wallet. I’m planning to spend it this week on milk and produce at some point, but I’m going to try to see how long we can last without it.

It’s funny because Jordan from Fun, Cheap, or Free (check her blog out here) has been doing a whole series of blog posts about what she’s called “Shelftember.” The idea is that for the month of September, she’s challenged readers to shop their own pantries instead of going to the grocery store. Her challenge is for people to only spend $25/week on groceries (with the expectation that the bulk of food will come from one’s own home – freezer, pantry, garden, etc.). I haven’t participated in the event thus far, but it’s kind of ironic that I’ve been seeing her videos and posts all month and now here we are doing an impromptu No Spend Week in which I’ll be forced into “shelf-cooking” (cooking foods straight from one’s pantry shelves).

Wish me luck! I’m going to try to check in daily (fingers crossed < don’t hold me to it if I miss a day) to give a little re-cap of what we’ve eaten and how we’ve gotten by! With any luck, we’ll make it to Friday (pay day) making do with the food we’ve got. I may have to get creative, but I think it can be done!

 

Wish me luck! Or better yet, join me! Want to do a little No Spend Week challenge??? Tons of fun!!! 😉