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Posts tagged with: purchase

Financial Injury Report… Part I…


Less than a week ago, I injured the tendon on the underside of my foot. I wish I could say it was from doing something cool like… snowboarding or… saving the world… but leave it to me to injure myself while doing something boring like running.

It was run, run, run… face to concrete.

Apparently, it’s a fairly common injury – albeit a very painful one.

The bad part is, if I don’t get this thing under control, the doc will saddle me with a big, ugly, expensive medical boot.

Hmm… perhaps wearing 5” heels to work 10 hours later wasn’t a bright idea.

As someone who still periodically thinks I know better than others far more educated than myself, I didn’t think it would do too much damage… plus, other than two pairs of running shoes and two pairs of the mandatory California flip-flops (neither of which are HR approved for work use), I don’t own a pair of flats.

By 9 am, tears were streaming down my face.

So, I was forced to purchase… *gasp*… flats.

Maybe it was from the pain, maybe it was from the financial frustration, maybe it was from the stress of my 30th birthday, but I found myself with a face covered with tears blubbering to the poor shoe salesman about having to buy ‘grandma shoes’ and “it’s not in the budget – but neither is an ugly medical boot or more doctor’s bills.”

It wasn’t my strongest moment.


Goodbye to my favorite pair of high heels, hello to ‘grandma shoes’ for however long it takes to avoid medical boots, doctors, and surgery.

the new flats

When You are Desperate for Cash…


As soon as my husband and I received our paychecks a week ago, I wrote a check for $1,000 to Toyota. If I don’t pay this chunk immediately, I miraculously find ways to spend it on anything other than debt reduction.

The VERY NEXT DAY, the electrical went out in our garage. My husband said he was more than willing to prolong repairing it but couldn’t because he thought it was ‘potentially life threatening’ blah, blah, blah.

I offered to avoid the garage area, the open electrical box, and the live wires near the light switch but for some reason, he didn’t trust me to remember not to touch the switch while hungrily running to the garage freezer for a pint of Ben and Jerry’s – plus, there was some mention of a ‘potential fire hazard’.

The cost of the repairs? $150.

The amount of cash in our account? $162.

The amount of food in our fridge? None.

Our grocery budget funded the repairs.

It’s times like these, we are supposed to dive into our emergency fund. Electrical/housing/safety problem definitely qualifies as an EMERGENCY but for some reason, I can’t touch that cash without feeling uneasy.

Instead, I looked around my house for something to sell.

My eyes fell on a lamp, still in the box with a receipt taped to the top, which I purchased 2 weeks ago. The lamp in our living room broke and all we have is a fixture with a bare bulb. I bought a $40 floor lamp from Target to replace it but felt uneasy about spending money so I left it in the box while I debated it.

While I stood in the returns line to get back some cold hard cash for groceries, my sister called. When she asked what I was doing, I told her I was returning a lamp for grocery money.

You know you’ve reached a certain consistent level of crazy when your sister doesn’t hiccup over the above statement and simply says, “Cool. Anyway, are you coming to mom and dad’s today?”