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Posts tagged with: Paying off credit cards

Credit Card #1 is GONE!


Nice start to the month! I’ve paid off my first credit card since our relapse of going back into credit card debt.

I’m planning to do a modified snowball method, and CC1 (Home Depot) was our lowest balance card. I set the payment for a few days before the end of February. And when I logged in to check things out this morning, it looks like all has cleared and our new balance is $0.00!

After my last payment of $277.98, I can officially say that Home Depot is OFF our debt list and we can move on to our next target.

Right now, our next target is our Bank of America credit card, on which we owe just under $2,000. But at some point, we’ll likely have to change focuses to our Citibank card (which was actually a balance transfer of a student loan to get it away from Navient and lock in a 0% interest rate). The Citibank card is due in full by October of this year, so although it’s been on the back-burner (again – due to the 0% APR), we’ll have to pick up payments here soon so that it’s knocked out by the due date.

Baby steps, right?

At any rate, I’m glad to have one less monthly debt on our list.

Have you recently paid off a debt? What’s a current debt you’re working on tackling?


Going, going, GONE!!!!!!!


We’re lining up our credit cards and knocking them out one at a time!

First up – Capital One

Next – Wells Fargo

And finally, I present to you….my Bank of America credit card account:



Current balance = ZERO, Baby!!!! Wooo!!!!

We are officially credit card debt-free!!! MWHAHAHAHAHAHA!!!!!!

Cue the Pharrell song, Happy, along with a little “raising the roof” dance! I’m cool that way. Feel free to join in ; )