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Posts tagged with: part-time work

Hope’s December Debt Update

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It is time for another debt update. But I’m really excited about the one to come in January. You will notice that other than eliminating my Amazon debt, very little has changed in my debt load since my last update. Per my Plan #1, my goal is to pay off the computers by the end of the year. I’ve been paying the very minimum required on all debts in order to meet that goal. I’m still on track but it is going to be VERY, VERY close.

Creditor
Balance

(as of 10/14/17)
Interest
Min. Payment
Car$9,3147.00%$308
Credit Card$4,47517.00%$36
Summer Camp (2018)$3,3750.00%$0
Student Loans$34,3492.88%$307
Computer Equipment$2,71322.90%$84
Taxes (State)$5,8000.00%$100
Self Lender$97010.57%$97
Collections 1 (Medical)$618
Collections 2 (Apartment)$499
Collections 3 (Ex-husband)$6,2606.25%$246
Amazon$026.99%$0
Total$66,273$1,178

Meeting My Deadline for Plan #1

To make it happen, I have stopped paying on the kids’ summer camp. We’ve also continued to mostly eat through out pantry which means other than canned veggies we are down to almost nothing in our kitchen.  The kids are not too thrilled with me right now.

empty pantry
Today I will surprise them by restocking our kitchen in preparation for Christmas. They are going to be thrilled. We’ve had a white board going with a grocery list of all their wants and needs.  I’m hoping I can get everything for right at $150. And if we can make it to the end of the year with those groceries…that will be $200 spent this month on groceries and an extra $400 towards my end of year goal.

We won’t be able to do this again because we really have cleaned the pantry shelves, but it is has really helped this fall with paying off some debt and getting ahead on other things.

Next Steps, New Year

I will review my overall financial plan after the new year. I’ve had some more changes on the job front, but I’m not ready to publish them.  I’ll have a better idea after January on how my income is going to look.

It’s stressful, but I’m making good headway in picking up odd jobs and at least part time stand alone clients.


And the Job Search is On

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First week without a job…it’s a very new feeling after 10 years of working 70+ hour work weeks.  I have really been focusing this week of keeping things low key and not going into panic mode.  It’s a very different routine, and I’m not taking it for granted, trying to enjoy it while it lasts.

Over the last few weeks, I have been knee deep in the job search primarily focusing on returning to the corporate world and with the possibility of moving.  I’ve had four first interviews and received one rejection email.  Things have certainly changed since the last time I looked for a corporate job!

I have been very blessed by a particular reader on this blog and I wanted to take a moment to publicly acknowledge that and thank her…

Faye from LeapofFaye.com reached out to me and offered to take a look at my resume and give me some feedback.  And I’ve got to say, WOW!  She completely re-did my resume and gave me some awesome advice on marketing myself…it was SO needed and I attribute her guidance to the interviews I’ve landed thus far.  And frankly, after 10 years out of the job market…things have certainly changed.  So I really want to thank her for reaching out and giving me a great push in the right direction as I tackle this transition in my life!  Here’s a little bit about her…

Faye is an almost-40-something mother of two (with a third on the way!) who has recently left her high powered 20+ year career in the financial services industry to pursue her passion of writing and spend more time with family – you can follow her experiences in making the leap to self-employment, adventures in parenting, and all her other favorite topics. Check out her site at LeapofFaye.com

So this afternoon, I have a second interview for a part time job that I’m pretty excited about. It will allow me to continue to work from home, have flexible hours and seems like a pretty cool gig. It won’t pay the bills, but would be money coming in, and I’m sure you know, every bit helps!

I continue to look at jobs and have expanded my search area to pretty much Anywhere, USA. I would love to go overseas, but not sure the kids would handle that well at this point.


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