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Posts tagged with: non-necessity

Dave Ramsey Wins Again…

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Sometimes, people call Dave Ramsey’s radio show and tell him about items they must have but can’t afford and use those items as an excuse to rack up credit card debt. He tells them to think outside the box. See if you can get it without cash. No matter how many times he says this, I think ‘That applies to someone else. It wouldn’t work for me.’

Sigh. But of course… he’s right.

I’ve been Jonesing for a rocking chair. I’ve searched Craigslist but the prices are too high and I’m unwilling to part with a couple hundred dollars for a non-necessity item.

I’m sitting in the kitchen on Sunday, talking to my mom about the stupid rocking chair dilemma (yes, I terrorize my poor mother regularly about my tightwad woes) when lo and behold, grandma appears out of nowhere like the furniture fairy.

“Rocking Chair? Did someone say they needed a rocking chair?”

She proceeded to pull out her magic stash of not one, not two, not three… but 5 rocking chairs.

“Tell me which one you like and you can borrow it for as long as you need it” she and my grandpa said.

OK, so maybe she didn’t say I could borrow it and she didn’t say I could keep it as long as I needed it, but they are leaving for vacation next month and I figured I could steal *cough* ‘borrow’ it when they left.

I felt like Goldilocks as I moved from chair to chair, ultimately deciding to steal the plush rocker currently occupied by Coco, their giant stuffed gorilla.

“When are you leaving for vacation?” I asked ‘innocently’.

“You might as well save time and load it now” my grandpa replied.

Hmm. I guess I’m fairly transparent… that or he saw me throw Coco in the closet and attempt to shove the chair out the back door.

Sweet! Rocking chair checked off my list. Borrowed furniture. Can’t say I’ve ever thought of that before.

This whole ‘think outside the box’ thing is still new to me. It’s something I’ll have to get used to.

A hearty thanks to my grams and gramps for helping me stay in budget.


Haircutting Thift…

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Whew! My week is finally winding down. This morning I woke up early and went for a six mile run. I don’t usually run six miles but I was attempting to see if I could run a 10K in under 70 minutes. It sounded easy until I was three miles from home, tired, and in no mood to run 3 miles back in 35 minutes or less.

Lesson learned. Next time, I’ll run 1,584 laps in my driveway instead. If I feel like quitting at lap 792, I can simply go inside rather than what I did… which was sit in a 7-11 parking lot and consider asking a stranger for a ride home.

But I dragged my feet a bit and started home. Around mile four, I hit a second wind and ran the remaining two miles. Needless to say, thanks to my curbside pit stop and dragging feet, I didn’t make my goal in less than 70 minutes. Maybe next week.

After my run, I went to get a much needed hair cut. I’ve always been a bit of a thrifty nickel when it comes to my hair. I hardly wash it, and when I do, I use shampoo purchased with coupons. One time I bought atrocious children’s bubble gum scented shampoo because it was on sale – and I wasn’t even working to reduce debt at the time.

Thanks to our debt reduction plan and the accountability of this blog, I tend to get an overwhelming since of guilt when spending money on non-necessity items. This has only exaggerated my aversion to expensive hair care.

It should come to no surprise that I met my current stylist at… Super Cuts. Yup, I am the queen of the $13 hair cut.

Before you tell me that only professional pricey stylists understand hair, maybe you should give cheap haircuts a shot. The stylists are often young, hip, and up with the current styles. Sure, you could run the risk of 10 weeks of bad hair days BUT, if you find a good stylist (and trust me, there are some), you could save hundreds of dollars each year.

How much do I spend on haircuts each year? Including tips… $80.

Try it. You’ll like it…well…maybe.