Accept my apology up-front for this kind of rambling update. I think Ashley sent us her cooties (ie allergies) and it’s been a miserable couple of weeks for those of us with allergies and those of us without listening to those that do have allergies.
As of this week, I have paid all this month’s bills and next month’s bills (ie rent + utilities + insurance.) For the first time in I don’t know how long I am not waiting nail-bitingly to see when my checks arrive and prioritizing who to pay with this money and who to pay with a subsequent payment (remember, as contract labor I have no set pay dates and am really at the mercy of my clients time table.)
I still have 4 checks that should arrive before the end of the month or soon thereafter. I will be socking away that money for June’s monthly bills and then proceeding with debt payments (remember we only paid the minimums this month to allow me to get to a place to live on last month’s income.)
We’ve spent all of our grocery allowance for this month and I’m hoping to save May’s until after our mini-vacation in mid-May. We will have 2 months (April and May) of our Misc money to spend on our vacation. And frankly, living with no extra has not been so hard. I think having the incentive of what promises to be a really nice mini-vacation has made it much more bearable.
As I mentioned last week, I have gotten two new work jobs…one project and one on-going. I have decided to delve into that money a little bit and give eh kids a birthday party this year. It will still be frugal, but with us being so close to being consumer debt free, this being “extra” money that is not currently incorporated in our budget and the kids being SO, SO good about our cutting back in all aspects of life, I think this is a great way to treat them. I’m hoping that since they are not expecting a party, I can pull off some sort of surprise party…still frugal. So I’m sure I’ll post on this once I get more of a solid idea.
We are wrapping up our school year this week with standardized testing. So every morning the younger two kids go to a small private school who is also doing their testing. For a nominal cost of $25 each, they sit in a classroom with kids their age and take their tests. We’ve done it this way since they were K and 1st grade and it’s a week they look forward too as they get to be in a “classroom” and it symbolizes the end of their school year. (We school year round, but our summer schedule is much looser and we will take the next few weeks off until after our mini-vacation.) The twins can’t go to this same school as it only goes through middle school, so I order their tests from setontesting.com and I proctor them. That costs me $40 per child and it will take 2-3 days 2-3 hours per day. Just a glimpse into our homeschooling world and costs associated with it.
I think that about sums it up on the financial end. We are still staying busy with gymnastics 3 days a week, field hockey 2 days a week, Navy Sea Cadets 1 drill weekend a month and finishing up the high school lab sciences for the twins.