Blogging Away Debt

Just in the Nick of Time – Here’s My 2007 Goals

I’ve never been one for New Year’s Resolutions. I actually do not care for them much because I’ve tried to make them in the past and I just break them. I’d rather start something when I’m mentally ready and just not on a certain date.

But, I’ve never tried setting yearly financial goals. Seeing that I’m already ready to pay off more debt, I guess it can’t hurt to give myself a few goals for the year.

Here we go…

Debt Goal – I would like to pay off at least $12,000 more of our debt in 2007. To account for monthly finance charges, we’ll probably have to pay around $1,100/month to make it happen.

Savings Goal – Since I only have about $121 in a savings account, it might be nice to put a few more dollars in that account. If I can double the balance in 2007 I’d be happy. It’s a start 🙂

Retirement Goal – I will have the ability to contribute to a 401K plan this year. I am excited and I really have no idea what to expect with this. I’m waiting to get paperwork so I can read up on it. I’m on the fence right now with how much to contribute because of our debt.

Extra Money Goal – I haven’t forgotten about eBay. I still want to sell a lot of our stuff on there to make some cash to go towards our debt reduction. I also want to reduce clutter in our house 😉

Personal Goal – I’m not going to set a specific poundage to this one, but I would like to lose some weight this year. I just want to have more energy and be able to do more things. I’m hoping my Elliptial will help.

That’s it for now 🙂

Happy New Year!

My Top Frugal Posts of 2006

by Tricia

While looking through my archives to write a recap of 2006, I thought about something…

There is always room for improvement, but for the most part we are frugal people 🙂

Here are my top frugal posts of 2006:

Ways I Save Money – Skip the Professional Haircuts – I’m gettting so good at cutting mine that my husband didn’t even need to straighten it for me the last time I cut it 😉

Twelve Frugal Wedding Tips from my Wedding – In all, our wedding cost $2,000 with $1,000 going towards my dress and ring.

The Best Things in Life are on the Side of the Road with a “Free” Sign – Another person’s trash is another person’s treasure. We ended up getting a couch that we definitely could use.

A Few Cheap Ideas to Spruce up the Look of an Old Home – Our home was stuck in the 50s in terms of the decor. We didn’t have much money when we moved in, but we did a few cheap things that made a HUGE difference.

Saving Gas and It’s Good For You Too – We purchased a reel mower and we love it!

Tips for Finding Clearanced Items – I love getting things I need on clearance. Here’s what I’ve learned.

A Frugal Tip for Broken Eyeglasses – My glasses broke, but the replacement didn’t cost much money at all.

Six Money Saving Tips for the Grocery Store – I used to work at a grocery store, so here’s some insider tips on how to save money while shopping.

There are more frugal related posts in my archives, but these are ones that I thought were more helpful. I hope you enjoy!