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Happy Easter!

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Today has been a nice and relaxing Easter so far, we even took a midday nap. Right now dinner is cooking in the oven. We spurlged a little bit and bought a spiral sliced ham. We will make some homemade cheesy potatoes and cook some corn to round out the meal. For desert, I plan on whipping up a fruit dish.

I hope you are enjoying your day as well! I’m signing off until tomorrow…lots of news to report for tomorrow…

Flashback – Reducing Credit Card Interest Rates

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Back in my archives, there are some posts I wrote that I thought I would highlight occasionally and add some more of my thoughts since I’ve been learning more about these things.

Today I’m highlighting a post I did about calling your credit cards to reduce your interest rate. I actually wrote down how that call went with dialogue from me and the credit card customer service rep. Needless to say, that one didn’t go well. Looking at how I did it, I think I may have been a tad too aggressive and I probably should have asked to speak with a supervisor. When you call and talk to customer service, try to be pleasant and respectful. I think my call crossed the line a little bit. Thinking back to my days of working at a grocery store, I always was willing to go out of my way to help those who were nice to me.

Even though I rarely had success with trying to call to reduce my interest rates, it doesn’t hurt to try. While you are at it, you can also try to reverse late fees. A call will likely only take 5 or 10 minutes depending on how long you are on hold, and if the call is successful than it was some time well spent.