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Credit Card Debt and Savings Account Update

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Well, June turned out to be a rough month, but things ended up coming together. I’m a little late with this update due to holiday happenings, but we were able to pay back $500 to our savings account and we were able to pay the minimum payment on our credit cards ($132). With that, here are the new totals:

Credit Card Debt: $8,732
Savings Account: $3,644

It is very tempting to “borrow” some of that savings account money to pay off more of our debt. There is another big milestone looming – paying off $30,000 worth of credit card debt. We’d only have to “borrow” $1,118 to do it. You can see how tempted I am because I ran the numbers LOL. For now, though, I really want to get our savings account to $4,000.

Once our savings account hits that balance, then it will be time to start kicking some debt booty again 😉

I Found a Tiny House!

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Lately, my husband and I have been having some pretty interesting conversations about homes and about the size of them. We both agree that the bigger home you have – the more likely you are to fill it with “stuff.” As we’ve come to realize, “stuff” isn’t all that important to us.

One of my hobbies is to watch real estate in the area. Rarely do I see a home that is under 1,000 sq. feet. The average around here is probably around 1,600 sq. ft. The newer the home, the higher the square feet, it seems.

It looks like it will be difficult to find the smaller home we desire so we may be looking into building our next home. I’ve checked out places like Tumbleweed Tiny House Company. Their homes are tiny, but they are too small for our family of three. Then I had an idea – why not search cabins! Cabins are traditionally for recreation, but there’s no reason why you couldn’t live in one year round.

Then I found it. I think this is almost the perfect size and layout for us.

Betony Cabin (720 sq ft)

There are two layouts on the page, and I am leaning towards the one with the bath tub (Floor Plan A). I love that the layout is one floor and has a huge porch. One of our dreams has been to have a large porch with a hanging porch swing. I can see my husband and I relaxing on our swing on the porch while my son is playing in front of us catching as many insects as he can for close observation. In the distance, I see a few deer feeding along the tree line and I can hear a woodpecker foraging for food.

*happy sigh*

That does it. When I’m feeling down about our financial situation I need to recreate that scene in my head. It is something to keep shooting for.