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I’m Starting To Get Impatient With Our Debt

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Back when we first started reducing our debt, I was patient with it (for the most part). I mean, there were times where it would have been nice to have a magic wand to make it all go away. I shrugged those feelings off because we had to learn our lesson. Otherwise, we could find ourselves in debt again.

For some reason, I am getting really impatient lately and I can’t seem to shake it off. I feel like we have learned our lesson and I’m ready to move on with our lives. I thought this home stretch would be the easiest part. Perhaps it will actually be the hardest.

I wonder if we should take a small break and spend some money for a few things we want. While that sounds nice, I’m not so sure that will help. We want the debt gone, after all. Then I wonder whether we should muster up as much energy as possible and hit our debt really, really hard. Perhaps it is time to pull out every rabbit I have from the hat. That means selling as much as we can and maximizing our income to the fullest.

At the same time, I’m tired. I’m not sure how much more I can give right now. We do have some extra in our account right now so maybe it is time to take a small break and spend some money. We’ve done that at least once (maybe twice – I can’t recall at the moment). We are still in a good position to be able to pay off our debt by our goal date of May of next year.

There is one thing I would love to do, and that is to go camping. We have only done it once before we started this debt reduction journey. Some rest and relaxation in the woods would be nice. Perhaps that will be our splurge to help “refresh” ourselves. The more I think about it, the better it sounds. It is definitely along the lines of creating memories instead of more clutter 🙂

Credit Card Survey, Teen Finances and Someone is Looking for People to Interview

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Oh I love the weekend! I’ve been doing well with doing exercises instead of physical therapy and I can start to feel a difference with my knees. In fact, I just got done having a little dance session by myself. Ok, so maybe we shouldn’t call it dancing. Probably more like flinging around like a mad woman. LOL. In any case, it was good fun and I should do it more often.

For today’s link love, I’d like to point out a few things that I have participated in lately. First up is credit card survey over at Mr. Credit Card. He asked quite a few personal finance bloggers some questions about their credit cards. One interesting tidbit – 23% of them didn’t know their credit score. I was a bit surprised about that one. Nice job Mr. Credit Card for putting all of that together!

Next up is an article written by Dr. Mike from NewsAboutKids.com about teen finances. He approached me and asked a simple question: What three tips would I tell a teenager about money. He also asked many others and put together a very nice article that you can share with your teen.

Lastly, a fellow blogger is looking to interview people in debt. If you are interested in sharing your story, head on over to Blunt Money for more info. She doesn’t bite 🙂

I hope all of you are having a great weekend!