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Credit Card Debt as of 4/30/06: $34,070

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Since I’ve started blogging in February, my credit card debt has been reduced by $3,544 (the credit card report has been updated as well in my progress to date). Thanks everyone for helping to keep me motivated!! I am seeing a change in my debt situation and I like it 🙂

Things were made even better yesterday when my husband’s mom called. She just got the $1,775 check in the mail for the loan they gave us when we purchased our home. I guess she really didn’t need the money and she said she wrote all over the check voiding it and will be sending it back. I guess her bringing up the loan didn’t mean they needed it. We were also told it was officially a gift.

If you happened to stop by late last night you would have noticed that my net worth actually increased even further to $-50,240. I went in and updated the numbers. I’m only $240 away from reaching the $-50,000 mark. Woohoo!

Overall, April was a great month and May is off to a great start as well. My tax returns have been a great “booster” to paying down some debt. Going forward, it’s all going to be about cutting costs, being frugal and living simple. I have to devote a large chunk of my income to debt if I want to reach my goal. I also may be looking into ways to consolidating my debt to obtain lower interest rates.

Stay tuned 🙂


Mechanic Update and a Lesson Learned

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After thinking it over, our car went back to our regular mechanic to get it diagnosed and fixed. It went in at 10am and my tummy has been upset ever since. After fearing the worst for hours, I heard from his shop around 5pm and are you ready for how much it cost? You really ready?

$59.00 (includes an oil change)

The diagnosis?

I can’t even believe I am going to admit this – but…the gas cap wasn’t tight enough. Yup, that’s what caused my check engine light to come on.

Lesson learned – make sure you tighten your gas cap!! 🙂