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Credit Card Debt Update: $4,249

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We weren’t able to get our debt under $4K by the end of February, but it looks like it will definitely happen in March. If all goes well, our credit card debt will take a nice hit next month thanks to a tax return and some increased income from our business.

We still have a bit to go, but we are getting closer. The next big milestone for us is the day where our credit card debt equals what we have in our savings. Just knowing that we could pay it off right then and there will feel very nice. At this time, we aren’t planning on doing that. I enjoy having the savings there. That’s not to say we might use some of it to finish off our debt. It all depends on what is happening at the time.

The Long Winter is Getting To Me

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Every winter the same thing happens…I start getting sick of it and start getting down in the dumps. I’m not sure if it is seasonal affective disorder related, but I did look into full spectrum lamps. In the winter we do not get that much sunlight so perhaps that could help perk up the whole family a bit.

The price tag kept me away from doing that. So I went low-tech and went shopping for house plants. Perhaps if we had a few green living plants in our house that would help. As luck would have it, one store had some on 50% off clearance so I snatched up 4 hanging plants. They cost $20, so I am going to consider it a reward for quitting caffeine.

It’s amazing what some plants can do to a home. It just perks up the place. When there is just a sea of white outside, having a little sanctuary of green in the home is just what I needed. This summer I am going to hit some garage sales to see if I can find more pots so I can split up the plants I got. Then we can see how next winter goes. I’ll probably still get sick of it, but hopefully won’t feel down in the dumps.