by Tricia
Our pizza party to celebrate our debt payoff went well on Saturday. I can’t say the same for the morning after. That pizza tasted so good (take out), but it hurt so bad LOL. The heartburn was enough for me to declare that we are definitely going back to making our own pizza.
I thought I would feel a little different after paying off our debt. Like maybe I would want to kick my feet up for a while. You know, take some deep breaths and relax a little. Instead, things are back to normal. We went to the grocery store and still searched for the deals. We are still working our jobs and working on our business.
I think my sights have already shifted from our debt to everything else we need to take care of financially. We have a lot yet to do. Here’s what our list looks like so far:
- Increase Emergency Fund to $10,000
- Start Saving for a Car
- Start Retirement Contributions
- Start Savings Account for New (smaller) Home
- Increase Mortgage Payment by 100%
To be honest, I look at that list and wonder how the heck we are going to do it. I start to feel like I did way back when we started reducing our debt. There’s a lot to accomplish and I get that feeling of “It’s going to take forever.” Talk about déjà vu.
But then I look back at what we did. I am taking a deep breath right now. We can do this, and we will do this. The first order of business is to get our emergency fund up to $5K. Then we start splitting up all extra money to the four savings baskets as start paying more towards our mortgage. I’m not sure how our extra money will be split yet (except for the mortgage – I would like to double the monthly payment).
Now I’m feeling excited. Just the thought of having $10K in our emergency fund puts a smile on my face. Rome wasn’t built in a day and this isn’t a race. We’ll get where we’d like to be. Just like with paying off our debt – it is going to take some time. Patience young grasshopper…patience.
