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I was watching Judge Judy last night (sorry, I love that show) and was fascinated by a case between an ex-boyfriend and girlfriend. In their short three year relationship, they had accumulated $38,000 in credit card debt in addition to their three car loans and multiple student loans.

I understand my debt is HORRIBLE and I can’t wait to be rid of it, but nearly $40,000 of credit card debt can’t be average right?

What are you numbers? And how long did it take you to get there?

A trip to the emergency room… without insurance.

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I was CERTAIN my husband would be healthy and accident free until he received healthcare from his employer. He started work in mid-January and was promised coverage by February 1st. I was finally starting to feel at ease about his healthcare issue.

When my husband called me from work on Friday to let me know he had injured his eye and needed urgent care he mentioned…he had no healthcare coverage.

His employer had failed to send the application.

We panicked. Goodbye tax refund. Possibly goodbye house…goodbye car… goodbye right arm.

Thanks to some quick thinking on my husband’s part, his was rerouted to the hospital at his school rather than to the local emergency room.

A few hours later he was bandaged, drugged, and… bill free. Because he is an active student, he is given certain medical care for free. Whew!

For those of you who attend, or have children who attend, large universities, consider researching the medical options available. It could save you a bundle.