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Debt Update…

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We worked so hard to get to the halfway mark and we’ve finally hit the nice part of the downhill slope. We are still looking to be debt free somewhere between Dec. 2010 and February 2011.

My Debt
Original Debt: $38,495.86
Paid: $22, 597.28
Remaining: $15,898.58

Broken Down
Auto Loan 1: $0
Credit Card: $0 Woo Hoo!
Student Loan: $9,362.00
Auto Loan 2: $6,536.58

Time to Check That Credit Score…

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I’ve said this before – too many times I’m sure – but consumers are entitled to one free credit report each year from each of the credit reporting agencies. This free report is only available from annualcreditreport.com.

I check my score once every four months from a different reporting agency. This report is a great tool to keep tabs on your information and to make sure no one is taking out credit in your name. Plus, this report provides a clear picture of exactly how much you owe and to who you owe.

If you are following my pattern, the credit report this cycle is coming from Trans Union. I would NOT recommend getting your credit score from this agency. Requests for scores from the report site route you to credit monitoring companies… and we all know how I feel about those!