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Credit Report Check!

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Every four months I check my report from one of the three credit agencies. If I keep an organized rotation, I never have to pay for this service (free once per year from each agency). Sorry! I’m a bit late this time.

Not only does this prevent your credit from being misused, it also gives you a clear picture of where you stand financially.

If you’d like to join me, head to www.annualcreditreport.com or www.ftc.gov/freereports and choose:

Equifax

I’ll remind you again in four months! Happy Credit Score!

Goodbye Shocking Cell Phone Bills?

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According to a USA Today article, within the next year and a half, you’ll be notified before you exceed the voice, text, or data limits on your cell phone. Apparently, enough folks had an ‘oops’ bill high enough to buy a small car and complained to the FCC.

I’ve never had a bill with over the limit usage (I always check my usage online) but it might be nice for the folks who don’t suffer from OCD like I do. *wink*

Is the over the limit problem that bad? Have any of you had a whammy of a cell phone bill?