:::: MENU ::::

Browsing posts in: :)

Scams – They Keep Getting Better and Better

by

If you have email, you’ve probably received at least one of the “Nigeria” scam variations. My latest one actually uses my last name and claims I have a relative who died. Check it out:

~~~~
Dear (used my last name),

I am highly delighted to be in contact with you and sorry for the embarrassment this mail might be to you as we have not met or known each other before.

My name is Mr. Daniel O***. I was a good friend to Late Mr. Roy J. (my last name), a national of your country, who until his death has no wife nor son or daughter to claim his assets hence he was buried here.

He was a contractor and spent most of his life in my country Nigeria. Mr. Roy J. (my last name) was involved in a car accident along Benin/Onitsha express road and unfortunately lost his life on the 27th day of September 2004 at Onitsha. Since then I have made several inquiries through your country embassy to locate any of my friends extended relatives, this has proved unsuccessful hence he did not leave a trace of his relatives abroad.

After these several unsuccessful attempts, I decided to contact you since all my effort to trace or locate any member of his family failed me, so that you as a foreigner will assist me as my late friend next-of-kin in claiming the Capital valued of US $7.5 million left behind by my friend before it gets confiscated by the Finance Company where these huge deposits was lodged.

The said Finance Company in Nigeria has issued me a notice to provide the next of Kin or have the Fund confiscated. Since I have been unsuccessful In locating any of my friend’s relatives for over Seven Months now, I seek your consent to present you as the Next-of-kin of the deceased since you have the same last name with my late friend, so that the proceeds of this US $7.5 million can be paid to you and we will share it on any agreed percentage ratio.

Therefore, on receipt of your positive respond, we shall then discuss the sharing ratio and modalities for claim. I have all the necessary information needed to back you up the claim. All I require from you is your honest cooperation to enable us see this transaction through.

I guarantee that this will be executed under a legitimate arrangement that will protect you and me from any breach of the law.

Please send me your word immediately so that I can give you further information about this matter, and also provide a telephone number where Ican call to talk with you.

Best regards,

Mr. Daniel O***.
~~~~

If I had the time or the courage, it could be fun to see this through a little bit. But, I am shy so I won’t do it. But, someone has and you can read about her adventures with scammers here:

http://www.bustedupcowgirl.com/scampage.html

It’s a great read 😉

Technorati Tag: scam

Why Pull a Credit Report on a Potential Employee?

by

What is this I hear that some employers are now pulling credit reports on potential employees.

My reponse – UNBELIEVABLE!!

Because of my debt, I have less than a stellar credit report. Will a potential employer see my debt load and decide that they do not want to hire me? Maybe they will see me as a potential embezzler? I’ve stolen a total of three things in my life. Once I stole some nail polish from a garage sale when I was 5 (and hid it away because I felt so bad). And the other time was when I was a teenager I stole two $1.00 pins (and went back and sneakily returned them because I felt so bad). Even in my darkest financial hours the thought of obtaining money through dishonest means never crossed my mind.

And who cares if someone has some late payments? How is that going to relate to the ability of a person to do the job they have applied for? Credit reports do not give the story behind a late payment. Maybe a major event happened in someone’s life and they missed a bill? Gosh knows that when a loved one dies – other smaller things in life like mailing a bill payment just take a backseat.

Man, I guess this is just a sore spot with me…whew! 🙂

Technorati Tags: credit+report