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I lost my job then…

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I swear I could not make up my life. Seriously. I do believe someone should make a movie out of the crazy that is my life.

I believe I wrote previously that my contract job was ending. The job that I took in July when I left my dream job/team, that was supposed to become permanent ended officially on February 23rd. And I once again became jobless. At the same time every major tech company is doing massive layoffs.

200 resumes out of the door and radio silence.

More Death

Oh, then my grandmother dies. My beloved grandmother. My strongest supporter along with my uncle who died in November. It’s been a rough first quarter of 2023. She was born in 1927.

As terrible of a loss as it has been. It was also an answer to prayer, my grandmother did not want to outlive her daughter, my mom who has been on hospice care since last September.

L to R: My daughter, my sister, me, my mom and my grandmother

Personal Change

To top even this off, all three of my boys are moving away in the next couple of months. The twins are moving back to Virginia in just a few short weeks and my baby boy is off to Texas this summer.

This mama is unraveled on every front. And truly struggling to come to grips with what life is supposed to look like next.

The Good News

The good news is that the trauma is beginning to recede and I am feeling the clouds clear from my head. My savings has been tiding us over thusfar. We are two months in. And while the end of my savings is in sight. It is not imminent. A very different situation than the last time I found myself unemployed for any period of time. (Any BAD readers been here that long?)

I have been blessed with a part time job with a local accountant. And I am LOVING it. It’s not much money but it’s something. (Grateful for my Sunday School class who facilitated this new job.) She gave me full time hours during tax season for a couple of weeks. And plans to keep me on part time.  Currently, I am working on some technology changes and integrations for her as well as digitizing and organizing all her client files.

I think my head is on straight enough to resume writing. I appreciate those who reached out and checked on me.

Struggling With Wedding Debt? Check Out These Money Tips

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Getting married is a magical thing and a once-in-a-lifetime experience. It’s only natural that you want to make it as special as possible. With that said, getting into wedding debt is surprisingly easy and it can be very difficult to get out of it. When you consider that the average budget for a wedding ceremony and reception is around $28,385, it’s easy to see why wedding debt is such a big deal.

If you’re planning a wedding and want to stay out of debt or at least ensure your debt is as low as possible, this is just the article you need. Let’s look at a few ideas on how to ensure that your wedding is awesome without costing an absolute fortune.

Plan Your Budget Carefully

Planning everything out carefully is necessary if you want to save money. Cutting down on things like gifts for guests and keeping the menu to a minimum are all things you must keep in mind when planning the wedding budget. Your wedding can be amazing without a five-course meal or freebies your guests will forget about anyway.

Opt for Monetary Wedding Gifts

Let’s say you have 20 guests at your wedding, and each guest gives $100 dollars instead of wedding gifts. That would give you a total of $2,000 that you didn’t have before, and you can use that cash to pay off some debts.

Rent a Wedding Dress

Finding the perfect dress is as difficult as it’s expensive, and renting one is so much cheaper. You’re only going to wear the dress for one day, so you might as well save as much as possible on it. It’s nice to think that you want one you can pass down to your children, but who says they’ll have the same taste as you?

Keep the Wedding Intimate

Only invite your closest friends and family to your wedding. Unnecessary guests mean you’ll have unnecessary costs. Also, fewer people mean less food and drinks, so it’s okay not inviting the random old lady that held you once when you were a baby. Seriously, if a person isn’t someone you truly want to spend your special day with, you’re not obligated to invite them, even if they’re family

Have an Off-Season Wedding

Back in 2012, the average wedding reception cost about $13,106, so you know it’s really expensive these days. With that in mind, why not have an off-season wedding? Having a winter wedding will not only be cheaper and more gorgeous, but it also makes it feel more unique and special. Spring is also slightly off-season, so if a fairycore spring wedding sounds more like your style, go for it.

Keep Things Local

Keeping it local might sound boring, but all the money you’re saving can go to making it as beautiful as possible right where you are. Since 35% of weddings are outdoor occasions these days, you don’t have to hire a big indoor venue—do things outside!

Cut Expenses

This may be easier said than done, but it’s not impossible. Temporarily spending a little less on things like takeaways and non-essential expenses will give you a little extra to spend on the wedding. Also, canceling some subscriptions for a short while might lessen the debt you have to pay.

Get Professional Help

Sometimes, it’s still difficult to pay for everything even after trying all the methods and options. If you get to the point where it feels like nothing is helping, getting professional help from someone like a financial planner is the best way to go. Financial planners will guide you through your debt and help you return to financial stability.

Wedding planning is stressful enough without worrying about debt, but if you follow the advice shared here, you’re off to a fantastic start. The bouquet is in your hands now—go ahead and plan the wedding of your dreams without paying an arm and a leg for it!