:::: MENU ::::

Browsing posts in: Successes

A Decision Made


As you all know, I have been living without a car since the first week of April when my car was totaled in a wreck on our way home from Spring Break in Texas. And really, it hasn’t been too bad.

It has saved me money on gas, insurance and just general get up and go spending. Now anything I want to do that requires a car must be planned. Both of the twins have cars and my grandmother has a car which I can use at times. I have not felt deprived at all.

My original plan at the beginning of the summer was to save up and buy a car when we returned from Texas in mid-July. As I was considering cars and long term needs, I finally settled on a type of car and was prepared to purchase a decent used car this month.

But the more I have thought about it, the less I want to buy a car. So I have decided…I will not buy a car. At least not for the foreseeable future.

Day to Day Car

My plan is to use Sea Cadet’s car when he leaves (end of July.) And since he was planning to sell it, I am going to “rent” it from him. I figure if I pay for standard maintenance while I’m using it and put $100 a month into a savings account for his next car, that will compensate for the additional miles I will put on it.

If I reach the amount that he is wanting to sell it for, we will transfer it to me. If not, we will sell it when I am ready to buy another car and that money will also go into his savings account.  I think this is fair for both him and I, thoughts?

In the meantime, we will keep getting by as we have all summer. Planning and borrowing as needed. I truly do not mind being carless and I LOVE not having a car payment or extra insurance costs!


An Uber Productive Weekend


Instead of using my “kid free” weekend as a staycation or going somewhere or even spending a dime…I’ve been uber productive! And I feel so good about it.

While this doesn’t really directly affect my debt journey, I did have some time to be in my head and really evaluate our living situation.

Marking Off My To Do List

But first, what I got done…

  1. Cleaned out and purged the kitchen cabinets. While I didn’t have a great deal of food to get rid of, but I did check the dates on everything and purged our seasonings.

  1. Cleaned out our medicine cabinet. It was LONG overdue. Now I’ve got to make the time to drop off expired meds at the local police department for safe disposal.
  2. Cleaned out the hall closet where we keep extra bedding, winter clothes, etc. We had purged this one pretty good last time, but I did organize things so we can easily see what we have.
  3. Began cleaning out my closet. Going to have to finish this one when I get to set up the new living room because some of the items stored here will be moved to the shelves in the new and improved living room.
  4. Began moving bedroom furniture, etc. out of the living room as we prepare to have a true living room for the first time in over 4 years…I am so excited!

The twins are going to be switching spaces this week as Sea Cadet prepares his stuff to stay in storage. He is only allowed to take a duffel bag and back pack with him.

Still Working on It

I’ve still got a few more things to tackle on my to do list before I pick up Princess from camp this Friday. But I am feeling very accomplished from this weekend. And feel like our home will be in the best shape it’s been on by the end of this week. After two years here, it is ready for a good purge!

I have to admit I did procrastinate quite a bit this week, but once I got started…well, it feels great! Do you have a project you’ve been putting off starting? I encourage you to just dive in and get going? You will feel so good afterward!