by Hope
After I started coming out of my funk from last year, I knew that this year was going to be my year. Needless to say, it hasn’t been.
Not only have I struggled to find a well paying job, but the trauma of last year took a lot more out of me than even I realized. The healing has been slow with lots of set backs.
But I am determined to go into 2024 with a whole lot of fight and determination to make it not only a great year, but a super productive year as far as my debt payoff journey goes.
Obviously, getting a steady stream of regular income is Priority #1. And I am working toward that DAILY. I am advertising on social media, creating all the digital assets to grow a mailing list, pound the street daily, and reach out to my network on a regular basis.
I know I can do this. I have done it before. And now it’s just me, so I’ve got nothing but time to work, grow my skills, and work some more.
What’s the Plan
So BAD community, you saw my debt update a couple of days ago. Once I get back on my feet, have enough regular income to cover monthly bills, AND have a $1,000 EF saved again. What should my next step be?
I am literally all ears and 100% ready to listen and abide by your wisdom. No trip planning. No crazy adventures. Will see all the kids in just over a month.
I am ready to 100% buckle down and go hard to become debt free. Give me your best advice here.
This rough patch will not beat me. It will only serve to motivate me.

Hope is a resourceful and solutions-driven business manager who has spent nearly two decades helping clients streamline their operations and grow their businesses through project management, digital marketing, and tech expertise. Recently transitioning from her role as a single mom of five foster/adoptive children to an empty nester, Hope is navigating the emotional and practical challenges of redefining her life while maintaining her determination to regain financial control and eliminate debt.
Living in a cozy small town in northeast Georgia with her three dogs, Hope cherishes the serenity of the mountains over the bustle of the beach. Though her kids are now finding their footing in the world—pursuing education, careers, and independence—she remains deeply committed to supporting them in this next chapter, even as she faces the bittersweet tug of letting go.
Since joining the Blogging Away Debt community in 2015, Hope has candidly shared her journey of financial ups and downs. Now, with a renewed focus and a clear path ahead, she’s ready to tackle her finances with the same passion and perseverance that she’s brought to her life and career. Through her writing, she continues to inspire others to confront their own financial challenges and strive for a brighter future.