by Hope
I am not making enough to cover my monthly bills. And my reserve cash will be exhausted after covering February bills. So while I do have some cash flow starting up…it’s a trickle, things are going to be really tight this month. And that is okay.
Last week, I made just over $200 on Upwork with my 3 new small contracts. I’m grateful, it’s better than nothing.
But there will most likely, most definitely, be credit card debt added this month unless I get one of these bigger contracts or the full time job, which would turn things around very quickly. Praying something comes through!
In the Meantime
This month, my number one goal is to get the house on the market. So that is going to require not only some serious manual labor, but also some money. Here are my current thoughts:
- Keep selling things I am not planning to keep. My sectional couch and rugs sold at the end of last week. I’m listing things on Facebook Marketplace almost daily. I am hoarding this cash for now in preparation for March bills.

- Moving everything I plan to keep and don’t need to live to storage this weekend. (Storage costs $79 per month.)
- Packing things that I need to: a) take to Texas to leave there, b) ship to a kid, c) find space in my car for the next phase of life.
- Making a list – room by room – of what MUST be done to put the house on the market + a list of supplies I need to get those items completed.
- Reviewing what I have here to complete the tasks identified in #2 (paint, putty, plastic/cardboard, etc.) and making a list of what I need to either borrow, rent or purchase.
- Prioritizing list and blocking time on a daily basis to get things started.
- Borrow and purchase items I need. Right away, I know I am going to borrow a shop vac, must purchase poly and such to refinish floors, and will have to plan to rent an orbital sander for at least 1/2 day (Home Depot has them for $55 for 4 hours, I think I can make that work.) I am guesstimating that the supply cost for refinishing the floors is going to end up being around $600-700. But I’ll get back to you how far off I am.
- Continue to spend a 1/2 to an hour a day looking for work and being very intentional with that until I get enough steady income to pay basic bills. Goal is to get to at least $6K per month to start.
Mental Health Improved
Having no one else to “care” for during this lean time and having decisions made has put me in a much better headspace than I have been in a LONG time.
I am looking forward to what ever adventure comes next. And staying very positive despite feeling a bit overwhelmed at the amount of manual labor this month…refinishing these hardwood floors is going to be a beast, especially the prep work.
However, I know I will learn a lot, save some money, and it’s one of those things that will take the house to the next level as far as selling it. (And if I do end up staying…I would have done this eventually anyways.)

Hope is a resourceful, solutions-driven online business manager with over two decades of experience helping clients streamline operations, manage projects, and grow their businesses through digital marketing and technology.
But life has a way of rewriting your plans.
A year ago, Hope made the decision to move in with her aging parents full time – a season she wouldn’t trade, even as it came with its own financial and emotional weight. Earlier this year, she lost her mother, and is now walking the tender, disorienting path of grief while learning what “forward” looks like from here.
Hope came to the Blogging Away Debt community in 2015 as a single mom raising five foster and adoptive children. She’s written through job changes, financial setbacks, and the bittersweet transition to an empty nest. Her kids are finding their footing in the world now – and so is she.
Rooted in faith and fueled by the same perseverance she’s brought to every hard season, Hope is ready to face her finances with fresh eyes and an honest pen. She believes that clarity, courage, and community can change the trajectory of anyone’s story including her own.
She lives in Austin, TX with her dad, loves adventures with her dog Addie, and is figuring out, one step at a time, what this next chapter is meant to be.
