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On February 23, 2024, it will be an entire year since I had a full time job. And over a year and a half since I had a full time job with benefits.

I walked into work on January 9th ready to go heads down on tax work and anticipated getting fully caught up over the next couple of months.

And then the other shoe dropped. My boss let me go.

Her reasoning was that she was cutting down her accounting practice so she could handle it independently and she was no longer going to need me. She was kind enough to give me 2 months severance. But all my thoughts of catching up, out the door with no notice whatsoever.

I was shook again!

And with that, it has now been an entire year that I have less than full time income. A whole year of not having enough money to even cover my basic bills.

Holding My Breathe

I had a whole slew of posts planned talking about how my No Spend Month was going and what debts I was going to pay with the extra income I was making…But all I could do was turn inward again and start holding my breathe. I had literally just caught up. I came into the year so full of hope.

And then the cycle started all over again. I mean, seriously, how many times do I have to go through this. And why me?

And while I do not tend to be superstitious, I have definitely found that the hard things do come in three’s. First my heat went out, then I lost my job…

And within a couple of days, my glasses broke. Just fell to pieces. And no, I cannot function without them. I literally cannot see. It was a rough week.

Typical me, I turned inward and went silent. Licking my wounds and trying to figure out the reasoning behind this.

Hope

Hope is a resourceful, solutions-driven online business manager with over two decades of experience helping clients streamline operations, manage projects, and grow their businesses through digital marketing and technology.

But life has a way of rewriting your plans.

A year ago, Hope made the decision to move in with her aging parents full time – a season she wouldn’t trade, even as it came with its own financial and emotional weight. Earlier this year, she lost her mother, and is now walking the tender, disorienting path of grief while learning what “forward” looks like from here.

Hope came to the Blogging Away Debt community in 2015 as a single mom raising five foster and adoptive children. She’s written through job changes, financial setbacks, and the bittersweet transition to an empty nest. Her kids are finding their footing in the world now – and so is she.

Rooted in faith and fueled by the same perseverance she’s brought to every hard season, Hope is ready to face her finances with fresh eyes and an honest pen. She believes that clarity, courage, and community can change the trajectory of anyone’s story including her own.

She lives in Austin, TX with her dad, loves adventures with her dog Addie, and is figuring out, one step at a time, what this next chapter is meant to be.

How to Find the Right California Surgeon for Your Needs

by Semify

Finding a cosmetic surgeon in California for your needs will greatly depend on the type of procedure you’re interested in and how much money you have to get started. The more prepared you are while researching California surgeons, the easier it will be for you to make a hiring decision you’re proud of and can feel confident in. When you know what to expect while you’re searching for cosmetic surgeons in California, you can find a practitioner who is genuinely right about the work you intend to have done.

Consider Your Specific Needs

When you are searching for a cosmetic surgeon, you will want to ensure they are uniquely qualified to help with the procedure you’re interested in. When it comes time to visit a dentist, you will more than likely prefer to go to a provider who is aware that the hardest substance found in the human body is tooth enamel, rather than not being aware of their responsibilities. Anytime you want to hire a new cosmetic surgeon, it’s important to take the time to research and compare different procedures, costs, and preparation requirements that may be involved in the process.

According to ASI Central, individuals who are under the age of 55 typically tend to prefer promotional products to alternative forms of advertising. However, this does not mean that a provider is legitimate, which is why it is essential to verify that the cosmetic surgeon you’re interested in seeing is professional, trained, and highly qualified.

Research Funding Options

When you are planning an upcoming cosmetic procedure, you will need to take the time to research funding options and solutions, especially if you are short on money. Some cosmetic procedures may provide payment plan options, while others may be covered, at least partially, by your health insurance, depending on the policy you currently have in your name.

Check Insurance Coverage

Currently, California holds the record for the longest-living trees, according to the American Society of Consulting Arborists. Similarly, when you research homes for insurance risks, you will also want to determine if a cosmetic surgeon accepts the insurance you have at the time. Determining if a location accepts your insurance will not only help you choose which provider is right for you, but it can also save time and expedite the process of searching for the surgeon that is ideal for your needs.

Compare Surgeons Locally and Online

Before you finalize any decision while hiring a cosmetic surgeon, its highly recommended to take a bit of time to research and compare the surgeons near you online and locally. Ask friends, family members, and neighbors in your community who have experience with cosmetic surgery for their referrals based on the type of work they’ve done and the work you’re interested in. You can also take a bit of time to compare surgeon options online, from home.

When you’re searching for a cosmetic surgeon online, you can verify licensing, board certifications, and experience before scheduling a consultation of your own. You can also compare various photos before and after pictures of those who have also received procedures in the past before choosing which surgeon to hire.

Anytime you are in the market for a new cosmetic surgeon, it is important to ensure you are making a wise decision every step of the way, whether you’re interested in traditional Botox or if you want to learn more about extensive fillers and face lifts. Understanding how to find a surgeon near you can help streamline the process while allowing you to do so as you maintain your peace of mind from start to finish. The more familiar you become with various cosmetic procedures you’re interested in, the easier it will be for you to find an affordable, available, and trusted cosmetic surgeon near you, regardless of where you are located in the state of California at the time.

Blogging Away Debt Blogging Away Debt follows real people on their journey to debt freedom — with tips on the debt snowball, budgeting, cutting expenses, and staying motivated.

An Entire Year