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Question of the Week: Handling Emergencies


This is our Sunday series where we all respond to reader questions. If you want to submit a question, please go to this post. Question of the Week How are you going to handle difficulties and emergencies now that you are in debt reduction mode and will no longer be relying on credit cards and […]

How I Justify Music Lessons


As I look at my budget with an eye on cutting back more to get out of debt more quickly, the thing that consistently leaps out at me are the music lessons.  My younger two have taken lessons for almost four years now and the two oldest for a couple of years. Last fall, when […]