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Christmas Plan


I have really struggled with Christmas spending this year. Not overspending as you would expect, but not wanting to spend at all. What a change in mindset for me! But the debt numbers going down and the larger debt payments lately have really been inspirational. And I keep wanting to push harder. That being said, […]

Hope’s Winter Budget – Revised December 2018


As I mentioned in my debt update post yesterday, I am working on a new budget for the beginning of 2019. This is my first pass at it. For the first time, I have removed all business related line items. With my new structure and organization, my business related costs are 100% covered by my […]