by Hope
As you know, I’ve been substitute teaching since March. I got my first paycheck at the end of March…a whopping $69. Woot, woot.
That was pay for one day of work. And I’ve worked 2-3 days per week since then. And not only am I substitute teaching, but I am able to work on my own business at the same time. Can you say double dipping?! Loving it!
And I’ve been making wise decisions at the same time…taking my lunch, working through lunch and continuing to be committed to saving the income from this side hustle.
I have definitely learned that I prefer the high school to the middle school. But I’m going to dip my toes in at the elementary school next week. So wish me luck!
Because I’m not really sure what this income looks like, and it will end next month for the summer, I have not accounted for it in my budget. Since I had already planned to rebuild my savings account and pay additional monies to debt with it, I think it’s okay.
But I’ve definitely decided to continue doing it. I enjoy being at school with Princess. While I haven’t taught any of her classes, I am enjoying getting to know some of the kids and getting to see her during the day. It makes my homeschooling mom’s heart happy.
Hope is a creative, solutions-focused business manager helping clients grow their business and work more efficiently by leveraging expertise in project management, digital marketing, & tech solutions. She’s recently become an empty nester as her 5 foster/adoptive kids have spread their wings. She lives with her 5 dogs in a small town in NE Georgia and prefers the mountains to the beaches any day. She struggles with the travel bug and is doing her best to help each of her kids as their finish schooling and become independent (but it’s hard!) She has run her own consulting company for almost twenty years! Hope began sharing her journey with the BAD community in the Spring of 2015 and feels like she has finally in a place to really focus on making wise financial decisions.
Substituting is a great source for extra income with flexibility. I would advice to have a plan for the extra money so it doesn’t get frittered away. Like making an extra payment on the credit card equal to what you get paid, or putting it straight in savings for an emergency fund.
This is great. If you keep it up and put it all to the credit card you’ll have it paid off in no time! Even if you take home $400/ month until the end of June you’d have half the credit card paid. It sounds like being at school with Princess is a good compromise to not homeschooling for you too.
Hey, that’s $69.00 you didn’t have before! Throw it at the credit card!
Even 1 day a week each month is going to get you over $250 by the end of the month to debt. That could almost be the $310 a month you need to retire that credit card by year end.
I’m with all the others, Hope. Commit to subbing as much as you can, and posting those paychecks to your credit card balance. Even a small balance can cost you big in interest charges. Pay it off and keep it paid off! And as a bonus, that will improve your credit rating for when it’s time to replace the car.
Can you substitute teach without a teaching degree in the US?
To be honest, I don’t know. I imagine it varies by county.
Sorry, I didn’t realise you had a teaching degree, that’s why I asked! Just that I work in education (college) in the UK and you need a teaching degree for schools.
Lol, Yes.
Just wanted to let the owner know there have been two posts since this one that is not showing.