by Hope
I’m enroute to Georgia. It’s almost wedding time!!
The hearing aids have been ordered. Actually, I have a couple of pairs ordered, going to try some cheaper ones out along with the ones prescribed by the ENT. As a result of their cost, September and October are light on debt payments and money moving into savings accounts. I’m using a borrowed pair now to make it through the weeks of my wedding trip travel. (They are on loan by ENT office.)
Debt Update
I had planned to get my debt update out this past week, but it seems like every time I try to access the student loan site, it’s down or inaccessible. Not sure what’s going on.
So I don’t have my debt number, but I can tell you that I paid exactly $307 toward my students loan last month.
Savings Update
While I’ve continued to move $50 per week into my high interest savings account and $70 per week into my investment account through the month of September, I’ve made no additional big moves to savings.
Essentially holding onto all the cash I can in preparation for my hearing aid purchase.
As of today, I have $8,323 in my Ally account, $1,000 in my local EF, and $1,978 in my investment accounts (includes my ROTH IRA).
Plan
I mentioned in a previous post that my goal is to get $10,000 in my Ally account and then focus solely on paying off my remaining student loans. I hope to get back to that plan late in October or early in November as soon as I’ve paid for my hearing aids. They should be in around the middle of October when I return from Georgia.
But for the next couple of weeks…I’m going to enjoy a meandering road trip to and from Georgia, and a week in town with my girls around the wedding.
Hope is a resourceful and solutions-driven business manager who has spent nearly two decades helping clients streamline their operations and grow their businesses through project management, digital marketing, and tech expertise. Recently transitioning from her role as a single mom of five foster/adoptive children to an empty nester, Hope is navigating the emotional and practical challenges of redefining her life while maintaining her determination to regain financial control and eliminate debt.
Living in a cozy small town in northeast Georgia with her three dogs, Hope cherishes the serenity of the mountains over the bustle of the beach. Though her kids are now finding their footing in the world—pursuing education, careers, and independence—she remains deeply committed to supporting them in this next chapter, even as she faces the bittersweet tug of letting go.
Since joining the Blogging Away Debt community in 2015, Hope has candidly shared her journey of financial ups and downs. Now, with a renewed focus and a clear path ahead, she’s ready to tackle her finances with the same passion and perseverance that she’s brought to her life and career. Through her writing, she continues to inspire others to confront their own financial challenges and strive for a brighter future.
On the savings update side you make it seem like you have made little progress. But then say you’re saving for hearing aids. Short term savings that are significant are still important to track.
How much do you have saved for hearing aids? And how much are you budgeting for them?
I am curious on the costs too, my mom’s new pair was very expensive but she liked the technician (she felt the tech was really passionate and knowledgable and felt comfortable following her advice) and was able to cover the cost. However, her next pair she said will be from Costco.
What’s the reasoning behind ordering the cheaper pair if the ENT has recommended a pair? Did the ENT say both sets are good? Enjoy the wedding and please keep in mind you need the hearing aids more than any of the girls or your sons need you to buy them anything while you’re all together for the wedding.