by Hope
Hello BAD Community and Welcome to 2022!!
As much as I had hoped to start this year with a bang of debt payoff, I’ve still got some lingering and unexpected “leftovers” from the 2021. But my goal that I set this past fall has not changed…I want to be completely debt free by the time Gymnast graduates from high school in June, 2023.
I know it’s a stretch goal. But it is my focus.
How we ended 2021
The last several months have been so crazy. So many highs and some pretty significant lows. Here’s a brief summary…
All the kids and their loves (missing Princess boyfriend) on the twins’ birthday.
We had several visits from the twins’ girlfriends including our Thanksgiving trip to Texas. It was a lot of fun and I finally got a new old timey photo.
My long time boyfriend relocated from Florida to Pennsylvania and we’ve travelled back and forth several times. He actually spent Christmas here in Georgia AND…
We got engaged in early December
He asked me to marry him in early December! It will be a LONG engagement, but I couldn’t be more happy. (We still keep our finances completely separate and they will remain that way for the foreseeable future.)
The same weekend that I was in Philadelphia getting engaged, Gymnast was in a terrible car wreck that he absolutely should not have survived…but miraculously, he walked away virtually unscathed. It truly is a miracle that he is still here.
Every single airbag in the car deployed as the car spun out, flipped multiple times and crossed from one side of a four lane divided highway, across the median and then all the way to the embankment on the other side of the road across oncoming traffic.
The contractor got a fair bit complete on the hall bath. The only remaining large project on my home improvement list. I owe $400 more to complete it along with the purchase of a few small items like a mirror and some plumbing accoutrements.
We have appreciated having a second toilet to use while everyone has been around for Christmas.
And finally, I’ve experienced some medical issues that have required testing and may require surgery in the coming months.
So it’s been a roller coaster of an end of the year. But I am sure grateful for my full time corporate job that pays me well, health insurance with what’s going on with me right now (even if it is a high deductible plan) and that all of my kiddos are healthy and happy as we kick off this new year.
Stay tuned for the plan, a real budget and my debt numbers as they stand now. It’s good to be back writing, but I really needed the break after this past several months.
Hope is a creative, solutions-focused business manager helping clients grow their business and work more efficiently by leveraging expertise in project management, digital marketing, & tech solutions. She’s recently become an empty nester as her 5 foster/adoptive kids have spread their wings. She lives with her 5 dogs in a small town in NE Georgia and prefers the mountains to the beaches any day. She struggles with the travel bug and is doing her best to help each of her kids as their finish schooling and become independent (but it’s hard!) She has run her own consulting company for almost twenty years! Hope began sharing her journey with the BAD community in the Spring of 2015 and feels like she has finally in a place to really focus on making wise financial decisions.
Oh my that is a bad wreck! Glad gymnast is fine. Why did your fiancé move to Pennsylvania? I thought the plan was for him to move to Georgia to be with you.
He needs to help out with some family stuff and it was a better move for us for now as we work toward living together after marriage. He’s coming once a month and staying with us so the kids can acclimate and we can acclimate…we’ve been alone and independent for a long time. We need a transition period so this just allowed us to kill two birds with one stone.
Wow! Congratulations on your engagement! What a beautiful ring! Why did he choose to move to PA and not with you to GA?
Decided we need a transition period for the kids and for us…being alone and independent for a very long time, we need to take it slow to make it successful. Hard decision to make, but now, we are both happy with this transition period.