by Elizabeth S.
This post is not my favorite.
So, how am I doing?
Here’s where I was in July:
Here is where I was last time I gave you totals (November):
And here is where I am now:
As for my savings, I started giving you totals in September. Here’s where I am now:
I’ve only paid off $4308.17 of debt since July. I’m not happy with that at all. I really did think it would be a higher number by now.
Back in July, I started tracking my savings with about $12k of RRSPs. I had $0 in my savings account and no WealthSimple (my fun investing account with is returning 12.4% today). In that sense, I’m doing better. I’ve said over $5000 since then. But I could have saved a lot more.
I’m hitting the books today to make a plan. The only way I seem to be effective at paying off debt and saving money is to automatically deduct things. Clearly, I can’t be trusted with cash in hand. With that in mind, I’m off to figure out how best to manage to keep my money from myself until I can be more responsible with it.
Thank you to the readers, both friendly and critical. I am reading all of your tips and thinking hard about what to do next.
I’ve been bad. Let’s end this with a picture of a Very Good Girl.