To give you perspective. Sea Cadet (and I) spent most of this week in the local hospital. He had two surgical procedures, and will have to monitor himself for the next month before a follow up appointment.
When I took him in Sunday night, I thought it was most likely his appendix. But it wasn’t. (I won’t go into detail to respect his privacy.) And he will be fine in the long run.
We have learned several lessons from this week:
- Listen to your body. As a family who tends to avoid doctors for the most part, there are times when getting things checked out is very important.
- Communication is key. Our local hospital is very small. The service has been fantastic. But we received lots of mixed messages. Go home, no stay. Surgery at 10, no 8:30am. Take this medicine, no this one. When working in a team or family even, being clear on your communication is very important.
- Health insurance. To be honest, the jury is still out on this for me. But I had multiple interesting discussions with other patients, concerned families and so on about its usefulness or lack thereof. Sea Cadet does not have any health insurance, so it will be interesting to see how the financial aspect of this plays out.
- Having the flexibility to work from wherever is fantastic when you have a child in crisis. Thankfully, I did not miss a beat at work. I was able to to set up shop in his hospital room, the cafeteria, the waiting room and the recovery room. I am so grateful for this (and for how wonderful my clients have been this week.)
In the end, I had to pay $40 as a copay for the hospital to treat him with no insurance. And his medications have cost less than $30 – antibiotics and pain medicine.
We are not panicking at this point. He has applied for reduced cost medical treated, a service offered by the hospital, and we will wait until the bills start coming in to figure out a game plan. Because he is an adult, I am not legally responsible for these bills, but as a parent, I will try to help as much as I can.
Have you had a medical crisis that caused such distress? Any tricks with dealing with the financial repercussions?