I decided to try something a little different this month. Rather than posting a weekly spending plan, I am going to try a monthly one.
Since we are continuing with our No Spend Month for a couple of weeks, and going to be at my parents for Thanksgiving, you will notice there is not a lot of extra. (Well, except for the Texas trip fund which I’m hoping will not be that much.)
November Spending Plan
Hope's Anticipated Spending - November
|Auto - Gas||($105)|
|Tax Payment (debt)||($246)|
|Utilities - gas, water, sewer, trash, electricity, internet||($300)|
|Car Payment (debt)||($400)|
|Sea Cadet (car insurance)||$200|
I don’t think there is much that needs explanation. I went ahead and budgeted for Princess some clothes in anticipation of winter weather setting in. My gas is lower than ever, but Thanksgiving week’s gas is covered by the Texas trip fund.
We don’t have any kids’ activities this month at all, so I will be home every night to cook. And the twins are pretty self sufficient at this point, covering their own gas, insurance, phones and day to day spending money.
Texas Fund Explained
I realize the $1,700 for the Texas trip seems high. Here is my reasoning:
- Currently, I have reserved a rental SUV for the week (10 days) because my car which is the best of the bunch is in need of some work and I fear taking it on such a long, extended trip. Not to mention, it will be a bit tight in my car and it’s a 15 1/2 hour drive (drive time only) each way.
- Because of the bigger rental car, our gas expense will be a bit more than in my car.
- I anticipate stopping at least one night on the way there and one night on the way back. And while we do squish into one hotel room, it will cost us two nights in hotels (minimum) and extra food.) Because the twins can’t drive the rental car, I will have to drive the whole way so I may need additional breaks, but we will see.
- Finally, while my dad typically covers our costs when we are in town, I don’t want to count on that if I don’t have to so I built in a little cushion for some fun.
Each of the kids is covering their own spending money and have been aware of the trip for months, so that is not included in my budget.
I still hope that we will not spend all of this budgeted money but I feel comfortable with having it available for the trip.
Will you do any traveling over the Thanksgiving holiday? Do you have family traditions surrounding this food filled holiday you would like to share?
Hope is a digital marketing manager and foster/adoptive single mom to five kids. She has run her own consulting company for over 15 years and took a leap of faith returning to the corporate world in 2021 to a job and team she loves! Hope began sharing her journey with the BAD community in the Spring of 2015 and feels like she has finally mastered the balance between family first and wise financial decisions.