Hey everybody! Happy Tuesday!
I want to share with everyone what I’m going to start using as my new budget now that I’m on the 2nd phase on my debt payoff.
But before I do that, I want to tell you quickly about my weekend. It was mys father’s 55th birthday, so we went up to Buffalo to celebrate and hangout. Much like I did for Mother’s Day (here), GF and I went to hard made route for my Father’s Day. Instead of doing the fresh cut flowers and a letter, I picked up a 6 pack of a beer I know he hasn’t tried (he’s really into beer tasting) and made the card myself. It’s by no means a work of art, and even though it looks like a child made it, I assure you the handy work was all mine:
(Yes, we are HUGE Bills fans, if you couldn’t tell, lol)
I did the drawing free hand using an image from Google Image Search as a guide and filled it in using water colors. I personalized a little inscription on the inside basically telling my dad how much we appreciate him, This was my first attempt at really creating something as a gift, and though it is simple, I could tell my dad really appreciated it. I feel I’m going to have a lot more crafting in my future. As for GF, she made an absolutely delicious salsa using the vegetables from our garden for him (read about it here), which she then wrapped up in a little container with a bow. So between the beer, the salsa and the card, I think we did pretty good.
As for my budget, I’ve added a some line items, because of lumping everything into a catch all “Miscellaneous” category for all items that I don’t have planned for. I’ve also added a car maintenance line to take car of items like oil changes and repairs. Here’s what it looks like:
For comparisons sake, here is what I was using:
So…what do you guys think?
And lastly, here are my new debt balances since last week:
|Loan Name||Interest Rate||Original Balance- May '09||Current Balance||Total Paid Off||Paid Since Last Week|
|Sallie Mae 01||5.25||$27,837.24||$23,776.95||$4,060.29||$0.00|
|Sallie Mae 02||4.75||$22,197.02||$18,651.56||$3,545.46||$0.00|
|Sallie Mae 03||7.75||$20,692.10||$0.00||$20,692.10||$0.00|
|Sallie Mae 04||5.75||$10,350.18||$5,310.59||$4,867.47||$443.12|
|Sallie Mae 05||5.25||$6,096.03||$0.00||$6,096.03||$0.00|
|Sallie Mae 06 and 07||4.75||$6,415.09||$0.00||$6,415.09||$0.00|
|Sallie Mae- DOE 01||5.25||$5,000.00||$0.00||$5,000.00||$0.00|
|Sallie Mae- DOE 02||5.25||$3,000.00||$0.00||$3,000.00||$0.00|
I hope everyone has a great week!