by Hope
Working extremely long days this week with two major projects due and one new client just coming on board, so I apologize for the late and very brief update. But I knew a debt update was long over due…so here we go. Quick and dirty.
As a reminder, the goal is to have ALL consumer debt paid off by July 1. Here is where are at as of now:
| Debt Name | Current Balance | Interest Rate | Min. Mo. Pymt | Original Balance | Status |
|---|---|---|---|---|---|
| CC Intro Rate - Retail #2 | $0 | 3.99% | N/A | $3500 | Retail #2 refinance |
| Personal Loan - Car | $3086 | 12% | $96 | $5000 | Car Sale Difference |
| Credit Card - Consumer | $2439 | 13.90% | $105 | $4,974 | Minimum Payments |
| TOTALS | $5,525 | $201 | $13,474 |
So not only are we now living on last month’s income and on a really tight budget, we are only a little over $5K away from being consumer debt free. I can see the light at the end of the tunnel with this debt!
Now to start planning for the student loan debt…and more!
Hope is a resourceful, solutions-driven online business manager with over two decades of experience helping clients streamline operations, manage projects, and grow their businesses through digital marketing and technology.
But life has a way of rewriting your plans.
A year ago, Hope made the decision to move in with her aging parents full time – a season she wouldn’t trade, even as it came with its own financial and emotional weight. Earlier this year, she lost her mother, and is now walking the tender, disorienting path of grief while learning what “forward” looks like from here.
Hope came to the Blogging Away Debt community in 2015 as a single mom raising five foster and adoptive children. She’s written through job changes, financial setbacks, and the bittersweet transition to an empty nest. Her kids are finding their footing in the world now – and so is she.
Rooted in faith and fueled by the same perseverance she’s brought to every hard season, Hope is ready to face her finances with fresh eyes and an honest pen. She believes that clarity, courage, and community can change the trajectory of anyone’s story including her own.
She lives in Austin, TX with her dad, loves adventures with her dog Addie, and is figuring out, one step at a time, what this next chapter is meant to be.
Only $5K consumer debt left! Thats great -well done its very encouraging to watch your progress,:)
YAY! What awesome progress you’ve made. You’re on a roll. Keep up the good work.
Great job Hope!!!
You’re so close!! Nice job on all of the hard work and sacrifices made.
Great job Hope! Thanks for the update 🙂
Great job! Your recent posts of just narrative didn’t convey your progress the way the numbers do. You go girl!
So exciting! Way to go, Hope!!! Inspiring!
Nice job Hope. Good luck in the coming weeks finishing off the rest of it.