Something terrible happened in a friend’s life this week (to be fair, its my bro-in-law’s best friend, he was the best man in my sister and bro-in-law’s wedding. I’ve only met him once, when I was MOH and he was Best Man. Anyway….).
Mark had used a portable grill to grill some dinner while his pregnant wife and son played inside. After they ate Mark thought the grill had cooled, so he brought it back into the garage.
I don’t know the exact timing of things or sequence of events but at some later point that evening, Mark smelled smoke. He opened the door to the garage and saw that it was fully engulfed in flames.
He ran inside to get his wife and son and they ran outside with only the clothes on their backs. His wife had grabbed her cell phone. That was the only material possession they had (and they promptly called 911). Watching the fire blaze, Mark’s pregnant wife’s water broke. The stress had caused her to go into early labor. Being that both of their cars were in the garage she had to call 911 again. This time, she had to ask for an ambulance to take her to the hospital (being that both their cars were currently on fire).
They went to the hospital and Kirsten delivered their sweet baby girl (although slightly premature, the baby and Mom are both fine, thank goodness). But now they have nowhere to go, no way to even get the baby home (no car seat, no car), and one other thing…..they were renters and did not have renter’s insurance. They literally have nothing to their names.
It’s a terrible thing. Thankfully they have each other and everyone is safe (that’s the main thing). But its still devastating. Perhaps moreso, given the new baby.
When it happened, my Mom called me in a panic: “I’m so worried about you guys! You have renter’s insurance, right???”
Of course we do, Mom!
Wait a minute…..do we?
We moved into our current place (where we rent) at the beginning of last August. At that time we had paid in full for one year’s worth of renter’s insurance. Being that we’re now at the end of August, our policy has lapsed and we are currently uninsured. Guess what I’m calling about today to renew? Yep – renter’s insurance.
Let this be a reminder to all of you who rent. Renter’s insurance is one of the cheapest forms of insurance that you can buy. Please, please, do not let yourselves be uninsured.
If you feel inclined to donate to this family, a Go Fund Me has been set up here. Please do not feel at all obligated, they have had an outpouring of love and support from friends and family, so I’m sure they will end up being okay. I just wanted to share (and to add legitimacy to the story – pictures are included on the Go Fund Me site).