I am dancing around ya’ll, and just so you’ll have a visual, you can imagine how Carlton dances from Fresh Prince of Bel-Air. Hey, that’s all the rhythm I’ve got! So, let me explain why my children are currently glad their friends can’t see me.
In one of my previous posts we got to talking in the comments about whether or not we should pay credit cards with crazy, stupid interest off first or our furniture loan which is interest free but due to possible trickery, could bite us in the end. Well, this is what happened…
The card that had almost $600 on it and the card with a little over $1,000 ? PAID!! I. AM. SO. EXCITED!
Let’s talk about how this was possible, shall we? My husband has a job that rarely gets overtime. They have been swamped lately so, he has been working a few hours extra a week to help out. We knew that he would have enough overtime on one check to pay off a good chunk of that smaller balance. What we did not know is that the weather in our area was gonna go nutso crazy and, fortunately for us, his work is greatly impacted by weather. They sent him out of town, which just so happened to fall on a weekend so, there was lots of overtime. They taxed the heck out of us but in the end it was enough to pay off both cards.
I’m not gonna lie ya’ll, there’s a part of me that really wanted to pay off the small card, put a little on the other card, and have fun with the rest. But, I know that sticking with this is going to benefit us so very much. I also have another confession that I’ll get more into this afternoon. The crux of it is that we have not been sticking to our budget as strict as we were before. I’m hoping that these two victories over our credit demons will help us get back on track.
So, what do ya’ll think, was it a good decision to pay these cards off? Or should we have put it towards the furniture loan?