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Financial Frustration…and Weariness…


When I went on my search to find a dog, my goal was to own a fat lazy dog. In fact, I chose him specifically because he sat on the floor, completely lethargic while the other dogs barked and jumped in the kennel.

Maybe it’s because he’s happy, maybe it’s because he’s eating healthy, or maybe it’s because he’s out to SPITE me, but he’s the most energetic dog I’ve ever owned.

Saturday, I went hiking and took him along to see if I could finally wear him out.

We hiked for HOURS.

Up hills, down hills, up steep mountain faces, jogging on trails, climbing through brush, he chugged along beside me. Naturally, I expected him to be exhausted and ready for a break…

But he wagged his tailless butt with fervor, suggesting no rest was necessary.

Drenched in sweat and resting my hands on my knees trying to catch my breath, I couldn’t help but compare him to my debt. I push, I fight, I struggle, but it pursues me with unending vigor. I feel like I can’t win.

My husband’s job loss and our recent setbacks have felt like an overwhelming stumbling block to our journey.

I pushed a while longer and ran a few more hills before going home. I took off his leash and tossed it on the counter. As I gulped a giant glass of water, I looked to see where my endless ball of energy went.

He was curled up on the couch fast asleep…and he didn’t wake up for a solid two hours.

I had two words for my energetic ball of fur…

I win.

Be stubborn with your debt fight today.

Eventually, we’ll win.


  • Reply Money Beagle |

    I love the analogy between hiking and finance, and if you can conquer one (I’m tired just reading this!) then you can conquer both. I know it is frustrating, but just remember, you’re learning valuable life lessons right now that will serve you for years and years to come. You’ll make it and be stronger for everything you’ve been through. Hang in there! And give your dog an extra treat, he earned it!

  • Reply Melanie |

    At least your dog loves you unconditionally, unlike the debt;). It’s a good analogy, though…always climbing, and if you’re not climbing, you’re looking at the next hill ahead. You guys will win, though.

  • Reply Elizabeth |

    So well written.
    Very impressed with your “can-do” attitude. My heart has gone out for your circumstances this fall. Here’s a vote of encouragement. You guys CAN do it!

  • Reply mem |

    There’s also a positive spin on most of life’s situation if you choose to be positive. Your dog is giving you a free source of exercise and better health (not to mention unconditional love and all the other things dogs provide).

  • Reply GoBankingRates |

    My dog is the exact same way! Except now that she’s getting older, the level of energy is slowly diminishing. Love the analogy with finance. We will win! =)

  • Reply tim |

    you have the wrong ending…the ending isn’t that you will will win, it is that you will be able to sleep comfortably without worrying for however long you want, knowing you are taken care of, just like your dog.

  • Reply Family Man |

    I hear ya on the dog. And also on the stumbling block issue. My life has been a series of ups and downs over the last few years, and there are many times I can’t decide myself if I am coming or going. I have been running a special series about many of the emotions we all feel as our financial lives impact our daily “being”

    Hang in there!

  • Reply Michelle H. |

    Good Message! Set backs can be bummers, but eventually even the tortoise won the race….

So, what do you think ?