“Money & Relationships” Archive

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I was staring at the cover of my mom’s People magazine on Sunday. It was the annual ‘Half Their Size’ issue. The cover featured two women, one a good looking blonde weighing less than 120 pounds. I may be a little sensitive about the 6 post pregnancy pounds I’ve failed to lose and it didn’t help when hubby walked up behind me and stared at the cover over my shoulder.

As he continued to stare, I said, ‘Geez hon! Yeah, she’s hot. But just so you know, she could totally gain it all back!’

‘Huh?’ he said, staring at me with a confused expression.

‘HER!!’ I said, jamming my index finger on the hot blonde.

‘What? No. I was trying to figure out if there was a decimal in the Mel Gibson story regarding that 425 million dollar divorce case. 4.25? 42.5? I just can’t imagine not trying to work out a marriage when 425 MILLION was on the line!’ he said.

‘Oh’ I said humbly.

Great. It was bad enough when all I could focus on was finances, now I have a husband who can’t get past it either.

Hubby has been down for the count lately. Sick. Miserable. Very not-like him.

I didn’t realize how very much I rely on him until he wasn’t available. Sure there was the shopping trip, but it’s the day to day stuff that went unnoticed, like…

the fact he starts my car for me in the morning so it’s toasty warm by the time I leave for work. Trust me, I realized it as I ran out in the cold and had to de-ice my windshield.

or the fact that he packs my lunch and my nursing supplies. Sure, I pack it at night, but he puts them in my car when he starts it. I forgot them both this morning.

or the fact that he helps with the dishes after I make a big dinner. I woke up this morning and the ‘kitchen fairies’ hadn’t visited.

Snnnnnnnnnnnnnnnnnnniiiiiiiiiiiiiiiiiiiiiiiiifffffffffffffffffff….

*tear*

Yeah. Debt is a big part of my life. Bigger part?

That guy.

It didn’t help that Gary Allan serenaded me on the radio with ‘The One’ this morning. Just so happens that was what hubby and I danced to more than seven years ago on our wedding day.

Called hubby to tell him I loved him.

Debt is a big deal. Bigger deal? ‘That guy’ in your life. Don’t forget it.

I’ve said it before. I don’t Groupon.

It’s not that I don’t like what they do…

It’s that I LOVE everything and want to buy it all. My self-control in online shopping leaves a lot to be desired – especially after the arrival of our kidlet.

I thought I was safe. I don’t subscribe.

But my husband does.

Recently, he started forwarding e-mails about once a week for items we simply can’t live without. I find myself pulled in, willing to not eat for 3 days so we can buy the latest canvas print enlargement or child sized fuzzy hat.

Sigh.

I love him. He’s the most thoughtful, sweet person I know. But I finally had to beg him to stop being so darn thoughtful… and stop sending the e-mails… at least until February.

I don’t buy chips. Heck, I don’t buy junk food in general.

Sure, it’s not good for you, but it’s also expensive. That $4 spent on chips could be spent on chicken or veggies.

But…

I went grocery shopping hungry (MISTAKE) and as I was buying a box of wheat crackers, I heard a bag of Lays potato chips calling my name from across the aisle. I tried to stare them down, tell them how evil they were, but the bag said, ‘I’m extra salty and crunchy. Just the way you like it!’

I moved on. Shopped a few more aisles.

But that stupid bag of potato chips wouldn’t shut up.

Sooo… I bought them…with some creamy ranch dipping sauce.

Total cost of the chips and dip? $8. Geez!

I haven’t splurged and chips and dip for… um…

I can’t remember the last time.

So, I hid them behind the Costco sized bag of Quinoa in the pantry – because hubby hates Quinoa and won’t touch the bag. Sure, I’d like to say it was because I was embarrassed that I wasted $8 but let’s face it, it’s because I didn’t want to share.

It was a heavenly week. I’d sneak a few chips here and there while hubby was cleaning the garage or playing with the baby.

Sure, I felt guilty, but man oh man was it worth it.

Last night, hubby caught me. I expected him to chastise me for wasting grocery money or for hiding them. Instead, he dove into the bag with both hands and we polished off the whole thing.

Yeah.

I wasted 8 bucks.

But sometimes, that’s OK.

If you’ll excuse me, I’m off to do 900 sit ups. My budget is a little more forgiving than my body.

I was listening to a story on the radio that reported 31% of people lied to their spouses about money. Lies include everything from hiding money to spending it.

Naturally, I thought, “What a bunch of horrible people! How can you lie to your spouse about money!? That’s HUGE!! Chris knows everything about our finances whether he likes it or not!”

The reporter then said, “I know I’ve lied about a couple of dresses.”

Uh Oh.

Minor ‘not lies but not exactly being honest about every single little purchase’ counts too? Like the pair of $20 must have shoes that migrated from the store, to my car, then secretly to the house last year? The same pair of shoes that hubby said, ‘Are those new shoes?’ when he saw me wearing them – to which I responded, ‘These old things?’

Yup. I’ve lied.

Surely lots of ladies have lied at some point or another so I asked my friends…

who all fessed to smuggling in a pair of shoes or a shirt a time or two. So either A.) Lots of people are lying about NOT lying or B.) 100% of my friends are rotten folks.

Regardless, I think I’ve done a pretty good job of being open and honest about spending habits – but there is always room for growth. Sorry hon. Those shoes were new and no, there haven’t been any since.

How about you? Please don’t tell me I’m the only liar.

As the resident nut job of our family, you’d think it would be me who woke up and the crack of dawn on Black Friday to purchase the best deals for the holiday season but…

I was snuggled warmly in bed catching some Z’s.

As I’ve said before, I don’t participate in Black Friday.

Hubby on the other hand, was lined up with my brother outside Lowe’s and Home Depot brimming with excitement. For some reason, I imagine him getting a running start and riding the cart across those concrete floors while ‘It’s the Most Wonderful Time of The Year’ blares as a soundtrack in his head.

He saves gift cards people give him for his birthday and other holidays for months and dusts them off on Black Friday. Our checking account remains unharmed.

By the time I wake up, he’s sitting on the living room floor surrounded by his favorite tools and he has a glass of orange juice and a muffin warmed for me. Sorry ladies – he’s taken.

How’d you fair on the most dangerous debt day of the year *er*, I mean, Black Friday?

My husband took me out for a nice steak dinner in downtown San Diego for our anniversary. We don’t dine out much these days so this was a real treat. As my husband circled the car to pull into a pay lot, I exclaimed ‘Hon, why are you parking here? I pay for monthly parking at work. We can park there instead.’ He looked at me and said, ‘You want to walk 8 blocks in freezing cold wearing hi-heels and a dress to save $8?!?’

‘Yes?’ I said sheepishly.

He rolled his eyes and continued forward into the pay lot. I kept my mouth shut as I kept thinking ‘That’s $1 a block! I’d totally walk it!’

He held my hand as we walked a few steps to the restaurant, smiling as he opened the door. We sat at our table and he opened the wine menu for me. The server asked what we wanted to drink and I searched the menu for the least expensive option. My husband, realizing exactly what I was doing, slammed the menu shut on my fingers and asked the server for his recommendations.

As he ordered the drinks, I looked over the menu. He quietly said, ‘Order what you want, not what’s cheapest.’

‘Oh. Sorry.’ I said.

And that’s when I realized what a HORRIBLE dinner date I am.

So. I shut my mouth. Ordered what I wanted (which conveniently actually was the cheapest thing) and didn’t pull out my calculator when the bill arrived.

I’m thankful to be married to a really great guy who, on occasion, finds my off switch.

About This Site

My Debt

  • Original Debt: $38,495.86
  • Added Debt: $1,781.50
  • Total Debt: $40,277.36
  • Paid: $36,084.36
  • Remaining: $4,193.00
  •  
  • Broken Down
  • Auto Loan 1: $0.00
  • Credit Card: $0.00
  • Student Loan: $4,193.00
  • Auto Loan 2: $0.00
  • Vet Loan: $0.00

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