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Posts tagged with: Spending Money

An “I Don’t Wanna” Kinda Day

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It’s Saturday morning and I woke up today not wanting to think or worry about money anymore…like EVER.  I want to just have a day of finance free thinking.  That should be easy enough it seems but my error is that I want to then turn it into a spending frenzy kind of day!  I truly have an urge to go shop and I do not need a thing.  I could certainly create some need but it would be a total creation.  So, instead of surfing some shopping websites on the internet…I’m writing on the blog.

Insert pleasant hold music here.

I want to write a whole bunch of words that encourage me to be strong and sit still and not cave…but they aren’t coming to me.  Instead the words that are screaming in my head are all about those great outlet stores in between San Antonio and Austin.  Then my brain says if I am that far north I might as well hit IKEA.  I need to visit the parents in New Braunfels and I should take them some of this food I just got but I want to stop and get them something random too!

So welcome to my brain this morning…I wonder which part of it will win.  The smart gal who has kicked debt’s a** over the last year…or the brat who just wants a fix.

I’ll report back…


Incentives

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This weekend we celebrated the end of DD’s basketball season.  The girls had no wins out of their 14 games but had a genuinely good time.  Every time we have one of these celebrations I reflect on what we are teaching this next generation of kids about rewards and incentives because, yes, every girl gets a trophy.  I try to find a way to give my kids the lesson that life isn’t all about winning.  You will lose in this life and you will win in this life and sometimes you won’t get a trophy.  You should always do your best even if you aren’t guaranteed a big party at the end.  Doing our best is what we are called to do, period. These parties send me into soapbox moments with the kids although I have recently been better about finding the balance and not overdosing them on this kind of info.

Now when I visit with them, I am sure to draw connections to finances because I know part of the reason I got to the bad money place I am in is because I had a reward based mentality for myself and couldn’t delay the gratification when it came to spending.  Interesting when you think about the fact that I had no issue delaying the reward of earning my degrees and even in my late teens I had this strong work ethic with my studies that I wish I had a shred of regarding money.  Study hard, work hard and you get the benefit…later.  But with money I never had that same attitude.  With money it was always “spend what you want now, don’t wait for the reward because you DESERVE this.”  I want my kids to have more balance in the money realm and know that the better choice is to try to spend less, save and enjoy the benefits later. 

And that concludes your overdose of food for thought for today!